1908 Western Dr, Alton, IL 62002 Property Records

Madison County property record for 1908 Western Dr, Alton, IL 62002

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 875 sqft · built 1960
Lot Size	0.402 acres (17,500 sqft)
Owner	Individual Name on Record
Last Sale	$82,500 (Mar 2009)
Tax Bill	$2,625 (2025)
Deeds & Mortgages	Dec 2023 Mortgage May 2022 Mortgage + 1 more
APN	`23-2-08-05-18-302-005`

Property Details

APN / Parcel Number

Primary APN	`23-2-08-05-18-302-005`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	875 sqft Living Area

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Brick
Construction Type	Masonry / Concrete Block
Roof Material	Shingle
Lot Area	17,500 sqft (0.402 acres)
Lot Dimensions	250 ft deep x 70 ft wide
Garage Type	Carport
Carport	Carport
Porch	Porch
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	1908 WESTERN DR
City	ALTON
State	IL
Zip	62002-5024
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	RIVER TERRACE LOT 25 70X250.7X IRR
Legal Subdivision	RIVER TERRACE
Legal Lot Number	25
Jurisdiction	MADISON IL
Township / Civil Division	ALTON
Census Block Group	1
Census Block	1018
Census Tract	402000

Owner

Source: Madison County records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1908 WESTERN DR, ALTON, IL 62002-5024
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 5, 2023	Deed of Trust, Mortgage HUD
May 2, 2022	Deed of Trust, Mortgage · Stand-Alone First Mortgage HUD
Jul 2, 2020	Loan Modification, Mortgage MIDFIRST BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 4, 2009 · Amount on Record
Deed Sale	Mar 4, 2009 · Amount on Record
Deed Document Number	200910748
Record Updated	Oct 29, 2026

December 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1908 WESTERN DR, ALTON, IL 62002-5024
Transaction Type	Mortgage
Record Updated	Dec 20, 2023
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000032375
Date	Dec 5, 2023
Instrument	2023R32375

Lender

Name	HUD
Type	Government Agency

Agreement

Amount	Amount Recorded
Term	480 Months
Due	Nov 1, 2063

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IL
Property Address	1908 WESTERN DR, ALTON, IL 62002-5024
Transaction Type	Mortgage
Record Updated	May 25, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000014931
Date	May 2, 2022
Instrument	2022R14931

Lender

Name	HUD
Type	Government Agency

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2052

Interest

Rate Type	Fixed Rate

July 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MADISON IL
Property Address	1908 WESTERN DR, ALTON, IL 62002-5024
Document Number	0000023557
Instrument Date	Jul 2, 2020
Transaction Type	Mortgage
Record Updated	Jul 30, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1908 WESTERN DR ALTON IL 620025024, ALTON, IL 62002-5024

Mortgage

Document Number	0000023557
Date	Jul 14, 2020
Instrument	23557

Lender

Name	MIDFIRST BK
Type	Bank
Address	OKLAHOMA CITY, OK 73118

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jul 13, 2050

Interest

Rate	3.75%

Tax Assessment & Valuation

Source: Madison County assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Alton City
County	Madison County
County Subdivision	Alton Township
Unified School District	Alton Community Unit School District 11 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,625.00 (+10.99%)	$38,800 (+35.38%) Land $3,190 Building $35,610	$116,400 (+35.25%) Land $9,570 Building $106,830
2024	$2,365.00 (+18.96%)
2022	$1,988.00	$28,660 Land $2,360 Building $26,300	$86,066 Land $7,087 Building $78,979

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1979–2024)
Most Recent Claim	Nov 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-ALTON private · serves 46,127 people · EPA ID IL1195150
Water Source	Surface water
Last State Inspection	Jan 2024
Lead	3 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: Wisper ISP.

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