1920 W Waco Dr, Waco, TX 76701 Property Records

McLennan County property record for 1920 W Waco Dr, Waco, TX 76701

Property Summary

Property Type	Commercial
Details	3,798 sqft · built 1954
Lot Size	0.324 acres (14,113 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Jul 2006)
Tax Bill	$5,209 (2025)
Deeds & Mortgages	Nov 2020 Loan Modification Oct 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-000401-000101-0`

Property Details

APN / Parcel Number

Primary APN	`48-000401-000101-0`
Alternative APN	`316581`

Interior

Stories	1 Story
Building Area	3,798 sqft Gross Area
1st Floor Area	3,798 sqft

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Reinforced Concrete
Roof Material	Built-Up Asphalt
Lot Area	14,113 sqft (0.324 acres)
Canopy	580 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	1920 W WACO DR
City	WACO
State	TX
Zip	76701-1043
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	C-3
Legal Description	ALCALA LOT 1 BLOCK 1 ACRES .324
Legal Subdivision	ALCALA
Legal Block	1
Legal Lot Number	1
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	1
Census Block	1006
Census Tract	700

Owner

1920 W Waco Dr, a commercial property, is owned by an individual who bought it in July 2006.

Source: McLennan County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	12858 FLATIRON TRL, FRISCO, TX 75035-7055
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2020	Loan Modification, Mortgage ALLIANCE BK CTRL TX
Oct 26, 2017	Loan Modification, Mortgage ALLIANCE BK CTRL TX

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 17, 2006 · Amount on File
Deed Sale	Jul 17, 2006 · Amount on File
Deed Document Number	200625433
Prior Transfer Date	Jun 27, 2006
Prior Transfer Doc	0000025433
Record Updated	Oct 29, 2026

November 2020: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1920 W WACO DR, WACO, TX 76701-1043
Document Number	0000002750
Instrument Date	Nov 26, 2020
Transaction Type	Mortgage
Record Updated	Feb 24, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12858 FLATIRON TRL FRISCO TX 750357055, FRISCO, TX 75035-7055

Mortgage

Document Number	0000002750
Date	Jan 22, 2021
Instrument	2750

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record
Term	24 Months
Due	Jan 21, 2023

October 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	1920 W WACO DR, WACO, TX 76701-1043
Document Number	0000040181
Instrument Date	Oct 26, 2017
Transaction Type	Mortgage
Record Updated	Jan 3, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12858 FLATIRON TRL FRISCO TX 750357055, FRISCO, TX 75035-7055

Mortgage

Document Number	0000040181
Date	Dec 7, 2017
Instrument	40181

Lender

Name	ALLIANCE BK CTRL TX
Type	Bank
Address	WACO, TX 76710

Agreement

Amount	Amount on Record
Term	36 Months
Due	Dec 6, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 1920 W Waco Dr was $5,209, down 11.8% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
County	McLennan County
Municipality	Waco City
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$215,000 (-7.22%) Land $31,552 Building $183,448	$215,000 (-7.22%) Land $31,552 Building $183,448
2025	$5,209.00 (-11.77%)	$231,720 Land $97,380 Building $134,340	$231,720 Land $97,380 Building $134,340
2024	$5,904.00
2023		$224,420 Land $64,920 Building $159,500	$224,420 Land $64,920 Building $159,500
2022	$5,031.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1920 W Waco Dr in Zone X, an area of minimal flood risk, though there have been 18 flood claims nearby since 1991.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	18 (1991–2026)
Claims Outside the SFHA	8 of 18
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 1920 W Waco Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 500 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Central Link Broadband.

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