1920 Spruce Rd, Cimarron, CO 81220 Property Records

Gunnison County property record for 1920 Spruce Rd, Cimarron, CO 81220

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,730 sqft · built 2008
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Tax Bill$1,788 (2025)
Deeds & MortgagesJul 2023 Line of Credit
Flood ZoneZone X (minimal risk)
APNR011969

Property Details

APN / Parcel Number

Primary APNR011969
Alternative APN
  • 404907004029

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,730 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2008
Architectural StyleConventional
Exterior MaterialBrick Veneer
Construction TypeMasonry / Concrete Block
Foundation TypeConcrete
Roof MaterialMetal
Lot Area43,560 sqft (1 acres)
Garage TypeDetached
Garage Area320 sqft
Parking Spaces1 Parking Space

Location & Zoning

Account NumberR011969
Street Address1920 SPRUCE RD
CityCIMARRON
StateCO
Zip81220-9526
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 13, BLOCK 2, ARROWHEAD, FILING NO. 2, #701740
Legal SubdivisionARROWHEAD FILING 2
Legal Block2
Legal Lot Number13
JurisdictionGUNNISON CO
Township / Civil DivisionSAPINERO
Census Block Group2
Census Block2165
Census Tract963900

Owner

Source: Gunnison County records, as of February 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1920 SPRUCE RD, CIMARRON, CO 81220-9526
OccupancyOwner Occupied
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last Transfer DateApr 30, 2025
Transfer Doc0000701740
Record UpdatedJun 8, 2026

July 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUNNISON CO
Property Address1920 SPRUCE RD, CIMARRON, CO 81220-9526
Transaction TypeMortgage
Record UpdatedAug 8, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address1920 SPRUCE RD, CIMARRON, CO 81220-9526

Mortgage

Document Number0000691491
DateJul 5, 2023
Instrument691491
Lender
NameBANK OF THE WEST
TypeBank
AddressOMAHA, NE 68154
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJul 1, 2053
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Gunnison County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyGunnison County
Unified School DistrictGunnison Watershed School District RE-1J (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,788.00 (+9.9%)$33,150 (-6.12%) Land $5,940 Building $27,210$530,290 (+0.63%) Land $95,000 Building $435,290
2024$1,627.00 (+1.75%)$35,310 (+11.67%) Land $5,360 Building $29,950
2023$1,599.00 (+34.14%)$31,620 (+56.69%) Land $4,800 Building $26,820$526,960 (+81.51%) Land $80,000 Building $446,960
2022$1,192.00$20,180 Land $3,480 Building $16,700$290,320 Land $50,090 Building $240,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 11, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 9 (5% premium discount)
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 65% of Colorado
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemEVERGREEN LAKE COMPANY
private · serves 431 people · EPA ID CO0126121
Water SourceSurface water
Last State InspectionAug 2023
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTreatment failure
resolved · Dec 2022
Haloacetic acids
resolved · Apr 2018
Treatment and ProcedureNo certified operator
May 2018
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30
Nucla-Naturita Telephone Company
DSL
100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Spruce Rd

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