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1920 Harmony Ln, Ardmore, OK 73401 Property Records

Carter County property record for 1920 Harmony Ln, Ardmore, OK 73401

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,671 sqft · built 1966
Lot Size0.65 acres (28,314 sqft)
Owner2 Individual Names on File
Last Sale$89,000 (Feb 1999)
Tax Bill$1,489 (2025)
Deeds & MortgagesOct 2022 Mortgage
Flood ZoneZone X (minimal risk)
APN1200-00-003-006-0-001-00

Property Details

APN / Parcel Number

Primary APN1200-00-003-006-0-001-00
Alternative APN
  • 9881

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,671 sqft Living Area
1st Floor Area1,671 sqft
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeConcrete
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area28,314 sqft (0.65 acres)
Garage TypeMixed
Garage Area1,310 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area45 sqft
Deck Area320 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number9881
Street Address1920 HARMONY LN
CityARDMORE
StateOK
Zip73401-3430
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSOUTHLAND AMENDED, BLK 3 LOT 6 (IRREGULAR)
Legal Range01E
Legal Township04S
Legal Section36
Legal SubdivisionSOUTHLAND AMENDED
Legal Block3
Legal Lot Number6
JurisdictionCARTER OK
Township / Civil DivisionARDMORE
Census Block Group2
Census Block2024
Census Tract893001

Owner

1920 Harmony Ln is owned and occupied by two individuals who bought it in February 1999.

Source: Carter County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address1920 HARMONY LN, ARDMORE, OK 73401-3430
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 15, 1999 · Amount on File
Deed SaleFeb 15, 1999 · Amount on File
Prior SaleFeb 12, 1998
Deed Book / Page3365 / 131
Record UpdatedOct 29, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCARTER OK
Property Address1920 HARMONY LN, ARDMORE, OK 73401-3430
Transaction TypeMortgage
Record UpdatedOct 31, 2022
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0007295/92
DateOct 13, 2022
Book Page7295/92
InstrumentI-2022-011334
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
AddressNORWICH, NY 13815
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 1920 Harmony Ln was $1,489 with a homeowner's exemption.

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyCarter County
MunicipalityArdmore City
Unified School DistrictArdmore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$16,397 (+3%) Land $2,400 Building $13,997$136,641 (-29.08%) Land $20,000 Building $116,641
2025$1,489.00 Homeowner's exemption$15,919 Land $2,400 Building $13,519$192,660 Land $20,000 Building $172,660
2023$1,384.00 Homeowner's exemption$15,006 Land $2,400 Building $12,606$212,238 Land $20,000 Building $192,238

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1920 Harmony Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2024)
Claims Outside the SFHA1 of 1
Most Recent ClaimNov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 Harmony Ln is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemARDMORE
serves 24,893 people · EPA ID OK1010814
Water SourceSurface water
Last State InspectionMay 2024
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2024
Treatment failure
resolved · Jan 2018
Treatment and ProcedureOrganic carbon removal
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Dobson Fiber
Fiber		10,000 / 10,000
Sparklight
Cable		1,000 / 50
Arbuckle Communications
Fixed Wireless		400 / 100
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: 360 Broadband.

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