1901 Harmony Ln, Ardmore, OK 73401 Property Records

Carter County property record for 1901 Harmony Ln, Ardmore, OK 73401

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,903 sqft · built 1965
Lot Size	0.39 acres (16,988 sqft)
Owner	2 Individual Names on Record
Last Sale	$237,000 (Mar 2025)
Tax Bill	$922 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Apr 2021 Transfer + 1 more
Flood Zone	Zone X (minimal risk)
APN	`1200-00-001-009-0-001-00`

Property Details

APN / Parcel Number

Primary APN	`1200-00-001-009-0-001-00`
Alternative APN	`9869`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,903 sqft Living Area
1st Floor Area	1,903 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Effective Year Built	Effective 1965
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	16,988 sqft (0.39 acres)
Lot Dimensions	120 ft deep x 140 ft wide
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	242 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	9869
Street Address	1901 HARMONY LN
City	ARDMORE
State	OK
Zip	73401-3429
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SOUTHLAND AMENDED, BLK 1 LOT 9 (140X120)
Legal Range	01E
Legal Township	04S
Legal Section	36
Legal Subdivision	SOUTHLAND AMENDED
Legal Block	1
Legal Lot Number	9
Jurisdiction	CARTER OK
Township / Civil Division	ARDMORE
Census Block Group	2
Census Block	2025
Census Tract	893001

Owner

Source: Carter County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1901 HARMONY LN, ARDMORE, OK 73401-3429
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN NATION BANK
Apr 30, 2021	Transfer on Death Deed, Transfer
Feb 26, 2020	Affidavit of Death of Joint Tenant, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2025 · Amount on Record
Deed Sale	Mar 13, 2025 · Amount on Record
Deed Document Number	20252583
Deed Book / Page	7667 / 302
Prior Transfer Date	Feb 26, 2020
Prior Transfer Doc	006847/162
Record Updated	Oct 29, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CARTER OK
Recording Date	Apr 24, 2026
Property Address	1901 HARMONY LN, ARDMORE, OK 73401-3429
Document Number	0000003862
Book / Page	7878 / 174
Instrument Date	Apr 1, 2026
Instrument	20263862
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	WOLTERS KLUWER FINANCIAL SERVICES, WOLTERS KLUWER FINANCIAL SER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 HARMONY LN, ARDMORE, OK 73401-3429

Mortgage

Document Number	0000003862,
Date	Apr 24, 2026
Book Page	7878/174
Instrument	20263862

Lender

Name	AMERICAN NATION BANK

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate	6%
Max Rate	-1%

April 2021: Transfer on Death Deed, Transfer

Document Type	Transfer on Death Deed
Jurisdiction	CARTER OK
Recording Date	Apr 30, 2021
Property Address	1901 HARMONY LN, ARDMORE, OK 73401-3429
Document Number	7035/261
Book / Page	7035 / 261
Map Reference	MB 886 PG 608
Instrument Date	Apr 30, 2021
Instrument	2021-004649
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1602 RIVER OVERLOOK LOOP, VAN BUREN, AR 72956-8327

February 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	CARTER OK
Recording Date	Feb 26, 2020
Property Address	1901 HARMONY LN, ARDMORE, OK 73401-3429
Document Number	6847/162
Book / Page	6847 / 162
Instrument Date	Feb 26, 2020
Instrument	2020-002362
Transaction Type	Transfer
Record Updated	Jul 12, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1901 HARMONY LN, ARDMORE, OK 73401-3429

Tax Assessment & Valuation

Source: Carter County assessment roll, as of January 27, 2026

Property Jurisdictions

Type	Name
State	Oklahoma
County	Carter County
Municipality	Ardmore City
Unified School District	Ardmore Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$28,440 (+207.63%) Land $2,400 Building $26,040	$237,000 (+17.63%) Land $20,000 Building $217,000
2025	$922.00 (+19.58%)	$9,245 (+5%) Land $890 Building $8,355	$201,478 (+5.05%) Land $20,000 Building $181,478
2023	$771.00 Homeowner's exemption	$8,805 Land $918 Building $7,887	$191,796 Land $20,000 Building $171,796

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 20, 2014 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Nov 2024 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.7% of Oklahoma
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ARDMORE serves 24,893 people · EPA ID OK1010814
Water Source	Surface water
Last State Inspection	May 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2024 Treatment failure resolved · Jan 2018
Treatment and Procedure	Organic carbon removal Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 358 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Dobson Fiber Fiber	10,000 / 10,000
Sparklight Cable	1,000 / 50
Arbuckle Communications Fixed Wireless	400 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: 360 Broadband.

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