1920 E Lake Shore Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 1920 E Lake Shore Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	1.91 acres (83,510 sqft)
Owner	Individual Name on File
Tax Bill	$4,033 (2025)
Deeds & Mortgages	Oct 2018 Mortgage Apr 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`29-01.0-201-002`

Property Details

APN / Parcel Number

Primary APN	`29-01.0-201-002`
Alternative APN	`29010201002 (CHECK DIGIT = 5)`

Exterior

Lot Area	83,510 sqft (1.91 acres)

Location & Zoning

Account Number	29010201002
Street Address	1920 E LAKE SHORE DR
City	SPRINGFIELD
State	IL
Zip	62712-5513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	E. LAKE SHORE DR. TR. B SEC. 1 SPFLD. LAKE LANDS
Legal Subdivision	LAKE LANDS SEC 1
Jurisdiction	SANGAMON IL
Township / Civil Division	COTTON HILL
Census Block Group	3
Census Block	3166
Census Tract	3100

Owner

1920 E Lake Shore Dr is owned and occupied by an individual.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Individual Name on File
Mailing Address	1920 E LAKE SHORE DR, SPRINGFIELD, IL 62712-5513
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2018	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK
Apr 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK
Jun 7, 2005	Deed of Trust, Mortgage · Stand-Alone First Mortgage BANK OF SPRINGFIELD
Jul 11, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK SPRINGFIELD
Jun 10, 2016	Deed of Trust, Mortgage · Stand-Alone First Mortgage MARINE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

October 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1920 E LAKE SHORE DR, SPRINGFIELD, IL 62712-5513
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2018R20847
Date	Oct 4, 2018
Instrument	2018R20847

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1920 E LAKE SHORE DR, SPRINGFIELD, IL 62712-5513
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R08439
Date	Apr 21, 2020
Instrument	2020R08439

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2050

Interest

Rate Type	Fixed Rate

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1920 E LAKE SHORE DR, SPRINGFIELD, IL 62712-5513
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R22487
Date	Jun 7, 2005
Instrument	2005R22487

Lender

Name	BANK OF SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	180 Months
Due	Jun 6, 2020

Interest

Rate Type	Fixed Rate

July 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1920 E LAKE SHORE DR, SPRINGFIELD, IL 62712-5513
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R26941
Date	Jul 11, 2008
Instrument	2008R26941

Lender

Name	MARINE BANK SPRINGFIELD
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate
Rate	7%

June 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1920 E LAKE SHORE DR, SPRINGFIELD, IL 62712-5513
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016R14677
Date	Jun 10, 2016
Instrument	2016R14677

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	63 Months
Due	Sep 1, 2021

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 1920 E Lake Shore Dr was $4,033 with a homeowner's exemption.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Cotton Hill Township
Unified School District	Ball-Chatham Community Unit School District 5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,033.00	$67,679 Land $9,615 Building $58,064	$203,037 Land $28,845 Building $174,192
2022	$3,482.00 Homeowner's exemption	$53,325 Land $7,576 Building $45,749	$159,975 Land $22,728 Building $137,247

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1920 E Lake Shore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1920 E Lake Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SPRINGFIELD serves 117,444 people · EPA ID IL1671200
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Nextlink, Rise Broadband.

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