1860 E Lake Shore Dr, Springfield, IL 62712 Property Records

Sangamon County property record for 1860 E Lake Shore Dr, Springfield, IL 62712

Property Summary

Property Type	Single Family Home
Lot Size	0.443 acres (19,317 sqft)
Owner	Trust Name on File
Tax Bill	$3,107 (2025)
Deeds & Mortgages	Oct 2017 Mortgage Jul 2010 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`23-31.0-352-006`

Property Details

APN / Parcel Number

Primary APN	`23-31.0-352-006`
Alternative APN	`23310352006 (CHECK DIGIT = 6)`

Exterior

Lot Area	19,317 sqft (0.443 acres)

Location & Zoning

Account Number	23310352006
Street Address	1860 E LAKE SHORE DR
City	SPRINGFIELD
State	IL
Zip	62712-8906
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	SUNSET ACRES ADDN L8
Legal Subdivision	SUNSET ACRES ADDITION
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	3
Census Block	3153
Census Tract	3100

Owner

1860 E Lake Shore Dr is owner-occupied and held in a trust since April 2018.

Source: Sangamon County records, as of June 2, 2026

Owner of Record	Trust Name on File
Mailing Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 5, 2017	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Jul 14, 2010	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Aug 6, 2015	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Apr 8, 2005	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS NATIONAL BANK
Aug 6, 2008	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Oct 26, 2012	Deed of Trust, Mortgage · Stand-Alone First Mortgage ILLINOIS NATIONAL BANK
Apr 16, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 9, 2004
Deed Sale	Jan 9, 2004
Prior Sale	Nov 21, 2002 · Amount on File
Last Transfer Date	Apr 10, 2018
Transfer Doc	2018R07314
Record Updated	Sep 20, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R25764
Date	Oct 5, 2017
Instrument	2017R25764

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Interest

Rate Type	Fixed Rate

July 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2010R22912
Date	Jul 14, 2010
Instrument	2010R22912

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	99 Months
Due	Oct 1, 2018

Interest

Rate Type	Fixed Rate

August 2015: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2015R22152
Date	Aug 6, 2015
Instrument	2015R22152

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 5, 2045

Interest

Rate Type	Fixed Rate

April 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2005R13547
Date	Apr 8, 2005
Instrument	2005R13547

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

August 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2008R30214
Date	Aug 6, 2008
Instrument	2008R30214

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

October 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Transaction Type	Mortgage
Record Updated	Jun 2, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2012R41683
Date	Oct 26, 2012
Instrument	2012R41683

Lender

Name	ILLINOIS NATIONAL BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record
Term	72 Months
Due	Nov 1, 2018

Interest

Rate Type	Fixed Rate

April 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 16, 2018
Property Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906
Document Number	2018R07314
Instrument Date	Apr 10, 2018
Instrument	2018R07314
Transaction Type	Transfer
Record Updated	Jun 2, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1860 E LAKE SHORE DR, SPRINGFIELD, IL 62712-8906

Tax Assessment & Valuation

The 2025 property tax bill for 1860 E Lake Shore Dr was $3,107 with exemptions applied, up 2.3% from the year before.

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,107.00 (+2.34%) Homeowner's exemption Senior Citizen's exemption	$57,031 (+3.4%) Land $10,968 Building $46,063	$171,093 (+3.4%) Land $32,904 Building $138,189
2024	$3,036.00	$55,155 Land $10,607 Building $44,548	$165,465 Land $31,821 Building $133,644
2022	$2,807.00 Homeowner's exemption Senior Citizen's exemption	$49,606 Land $9,540 Building $40,066	$148,818 Land $28,620 Building $120,198

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 1860 E Lake Shore Dr in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2013.

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2015)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Dec 2015 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1860 E Lake Shore Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EJ WATER-SANGCHRIS private · serves 1,025 people · EPA ID IL1670230
Water Source	Purchased groundwater from several systems
Last State Inspection	Jul 2025
Also Mapped Here	SPRINGFIELD
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2024
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 20 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: AT&T, Nextlink, Rise Broadband.

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