St. Johns County property record for 192 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 5 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,474 sqft Living Area |
| Lot Size | 6,534 sqft (0.15 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $414,637 (2020) |
| Tax Bill | $3,510.00 (2025) |
| Primary APN | 023723-0640 |
|---|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 13 Plumbing Fixtures |
| Building Area | 2,474 sqft Living Area |
| Gross Area | 3,010 sqft Gross Area |
| 1st Floor | 1,216 sqft 1st Floor |
| Stories | 2 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,534 sqft (0.15 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 426 sqft Garage |
| Patio Area | 590 sqft Patio |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 192 WINDERMERE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7558 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100/21-40 BEACON LAKE PHASE 2C LOT 64 OR5391/1372 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 15 |
| Legal Subdivision | BEACON LAKE PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 64 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023723-0640
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 192 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Owner is a Trust, Trust |
| Date | Document |
|---|---|
| Jan 23, 2026 | Deed of Trust, Mortgage · Veterans Administration Mortgage BARRETT FINANCIAL GROUP LLC |
| Aug 18, 2021 | Deed of Trust, Mortgage · Line of Credit 121 FINANCIAL CU |
| Oct 12, 2021 | Intrafamily Transfer, Transfer ACCOMMODATION |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Oct 07, 2020 · Amount on Record |
| Deed Sale | Oct 07, 2020 · Amount on Record |
| Deed Doc Number | 202088152 |
| Deed Book / Page | 5064 / 1151 |
| Last Transfer Date | Oct 12, 2021 |
| Transfer Doc | 0053911372 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 192 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558 |
| Transaction Type | Mortgage |
| Record Updated | Feb 06, 2026 |
| Name | Verified Name |
|---|---|
| Address | 192 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558 |
| Document Number | 0062930854 |
|---|---|
| Date | Jan 23, 2026 |
| Book Page | 6293/854 |
| Instrument | 2026005760 |
| Name | BARRETT FINANCIAL GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Address | CHANDLER, AZ 85286 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.12% |
| Type Change Date | Apr 01, 2031 |
| Change Frequency | Annually |
| Min Rate At Change | 4.12% |
| Max Rate At Change | 6.12% |
| Index | 1-Year CMT |
| Max Rate | 10.1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 192 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558 |
| Transaction Type | Mortgage |
| Record Updated | Jan 28, 2022 |
| Name | Verified Name |
|---|---|
| Address | 192 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558 |
| Document Number | 0053460532 |
|---|---|
| Date | Aug 18, 2021 |
| Book Page | 5346/532 |
| Instrument | 2021091177 |
| Name | 121 FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | JACKSONVILLE, FL 32203 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | Aug 17, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 12, 2021 |
| Property Address | 192 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7558 |
| Document Number | 0053911372 |
| Book / Page | 5391 / 1372 |
| Map Reference | MB 100 PG 21-40 |
| Instrument Date | Oct 12, 2021 |
| Instrument | 2021111143 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ACCOMMODATION |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Zero or No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7558 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $373,582 (+2.7%) | $477,934 (-3.18%) Land $120,000 Building $357,934 | |
| 2025 | $3,510.00 (+4.03%) Disabled Person's exemption Veteran's exemption | $363,760 (+8.78%) | $493,632 (+11.41%) Land $120,000 Building $373,632 |
| 2024 | $3,374.00 (+4.69%) | ||
| 2023 | $3,223.00 (+3.97%) Disabled Person's exemption Veteran's exemption | $334,411 (+3%) | $443,092 (+13.09%) Land $120,000 Building $323,092 |
| 2022 | $3,100.00 Disabled Person's exemption Veteran's exemption | $324,671 | $391,807 Land $95,200 Building $296,607 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | Moderate above 63% of the US · above 38% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 559 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
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