St. Johns County property record for 191 Windermere Way, Saint Augustine, FL 32095 · Last verified April 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2020 |
| Square Footage | 2,191 sqft Living Area |
| Lot Size | 6,969 sqft (0.16 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $535,000 (2023) |
| Tax Bill | $9,451.00 (2025) |
| Primary APN | 023723-2040 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 12 Plumbing Fixtures |
| Building Area | 2,191 sqft Living Area |
| Gross Area | 2,651 sqft Gross Area |
| 1st Floor | 1,716 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Carpet Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Exterior Material | Concrete Exterior |
| Construction Type | Wood Construction |
| Roof Construction | Gable/Hip Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,969 sqft (0.16 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 460 sqft Garage |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 191 WINDERMERE WAY |
|---|---|
| City | SAINT AUGUSTINE |
| State | FL |
| Zip | 32095-7602 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 100/21-40 BEACON LAKE PHASE 2C LOT 204 OR5808/1108 |
| Legal Range | 28E |
| Legal Township | 05S |
| Legal Section | 15 |
| Legal Subdivision | BEACON LAKE PHASE 2C |
| Legal Phase | 2C |
| Legal Block | 1 |
| Legal Lot Number | 204 |
| Jurisdiction | ST JOHNS FL |
| Minor Civil Division | ST. AUGUSTINE |
| Census Blockgroup | 2 |
| Census Block | 2031 |
| Census Tract | 20904 |
Source: St. Johns County records · APN 023723-2040
Assessment roll updated April 13, 2026 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 191 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7602 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Husband And Wife |
| Date | Document |
|---|---|
| Aug 11, 2023 | Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage EQUITY PRIME MORTGAGE LLC |
| Nov 09, 2021 | Deed of Trust, Mortgage · Veterans Administration Mortgage FREEDOM MORTGAGE CORP |
| Oct 08, 2020 | Warranty Deed, Subdivision Related Transfer · Veterans Administration Mortgage FBC MORTGAGE LLC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 11, 2023 · Amount on Record |
| Deed Sale | Aug 11, 2023 · Amount on Record |
| Prior Sale | Oct 08, 2020 · Amount on Record |
| Deed Doc Number | 202363546 |
| Deed Book / Page | 5808 / 1108 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Aug 11, 2023 |
| Property Address | 191 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7602 |
| Document Number | 0058081108 |
| Book / Page | 5808 / 1108 |
| Map Reference | MB 100 PG 21-40 |
| Instrument Date | Jul 28, 2023 |
| Instrument | 2023063546 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2023 |
| Title Company | CLOSING USA LLC, CLOSING BEAR LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,745.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1176 STONEHEDGE TRAIL LN, SAINT AUGUSTINE, FL 32092-1058 |
| Name | Verified Name |
|---|---|
| Address | 191 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7602 |
| Document Number | 0058081110 |
|---|---|
| Date | Aug 11, 2023 |
| Instrument | 5808/1110 |
| Name | EQUITY PRIME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 01, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Property Address | 191 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7602 |
| Transaction Type | Mortgage |
| Record Updated | May 23, 2023 |
| Name | Verified Name |
|---|---|
| Address | 191 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7602 |
| Document Number | 0054160789 |
|---|---|
| Date | Nov 09, 2021 |
| Book Page | 5416/789 |
| Instrument | 2021122243 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | BOCA RATON, FL 33431 |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST JOHNS FL |
| Recording Date | Oct 08, 2020 |
| Property Address | 191 WINDERMERE WAY, SAINT AUGUSTINE, FL 32095-7602 |
| Document Number | 0050660393 |
| Book / Page | 5066 / 393 |
| Map Reference | MB 100 PG 21-40 |
| Instrument Date | Sep 30, 2020 |
| Instrument | 2020088835 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Jan 28, 2022 |
| Title Company | GOLDEN DOG TITLE & TRUST |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $2,310.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 14701 PHILIPS HWY STE 300, 14701, JACKSONVILLE, FL 32256-3742 |
| Name | Verified Name |
|---|---|
| Address | 191 WINDERMERE WAY, ST AUGUSTINE, FL 32095-7602 |
| Document Number | 0005066395 |
|---|---|
| Date | Oct 08, 2020 |
| Instrument | 5066/395 |
| Name | FBC MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Veterans Administration Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 01, 2050 |
Source: St. Johns County records · Assessment roll updated April 13, 2026 · Last verified April 2026
| Type | Name |
|---|---|
| State | Florida |
| County | St. Johns County |
| Unified School District | St. Johns County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $469,488 (-2.16%) Land $120,000 Building $349,488 | $469,488 (-2.16%) Land $120,000 Building $349,488 | |
| 2025 | $9,451.00 (+7.4%) Homeowner's exemption | $479,866 (+1.63%) | $479,866 (+1.63%) Land $120,000 Building $359,866 |
| 2024 | $8,800.00 (+32.31%) Homeowner's exemption | $472,154 (+50.19%) | $472,154 (+7.56%) Land $120,000 Building $352,154 |
| 2023 | $6,651.00 (+3.29%) Homeowner's exemption Disabled Person's exemption Veteran's exemption | $314,381 (+3%) | $438,981 (+13.13%) Land $120,000 Building $318,981 |
| 2022 | $6,439.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption | $305,224 | $388,022 Land $95,200 Building $292,822 |
Source: FEMA National Flood Hazard Layer, St. Johns County (12109C), updated September 15, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Wildfire Risk | Moderate above 64% of the US · above 40% of Florida |
|---|---|
| Wildfire Likelihood | About 1 in 565 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures