Middlesex County and Reading Town property record for 192 Washington St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 2 ba · 1,173 sqft · built 1939 |
| Lot Size | 0.213 acres (9,291 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (May 2019) |
| Tax Bill | $7,548 (2026) |
| Deeds & Mortgages | Nov 2017 Mortgage Jul 2020 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0055.0 |
| Primary APN | READ M:017.0-0000-0055.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,173 sqft Living Area |
| Gross Area | 2,034 sqft |
| Basement Area | 653 sqft |
| Unfinished Basement | 653 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1939 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Other |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,291 sqft (0.213 acres) |
| Garage Type | Attached |
| Heating System | Steam |
|---|---|
| Heating Fuel | Oil |
| Account Number | 550000000120 |
|---|---|
| Street Address | 192 WASHINGTON ST |
| City | READING |
| State | MA |
| Zip | 01867-3250 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 334400 |
192 Washington St is owned and occupied by two individuals who bought it in May 2019.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 WASHINGTON ST, READING, MA 01867-3250 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 22, 2017 | Deed of Trust, Mortgage · Closed-End Mortgage READING COOPERATIVE BANK |
| Jul 24, 2020 | Deed of Trust, Mortgage · Stand-Alone Refinance LEADER BANK NA |
| May 24, 2019 | Quit Claim Deed, Transfer · Stand-Alone First Mortgage ENVISION BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 24, 2019 · Amount on File |
| Deed Sale | May 24, 2019 · Amount on File |
| Prior Sale | Nov 30, 1979 · Amount on File |
| Deed Document Number | 201968932 |
| Deed Book / Page | 72656 / 27 |
| Prior Transfer Date | May 8, 2019 |
| Prior Transfer Doc | 72656-27 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 192 WASHINGTON ST, READING, MA 01867-3250 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 70276-296 |
|---|---|
| Date | Nov 22, 2017 |
| Book Page | 70276/296 |
| Instrument | 190367 |
| Name | READING COOPERATIVE BANK |
|---|---|
| Type | Bank |
| Type | Closed-End Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 300 Months |
| Due | Nov 1, 2042 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 192 WASHINGTON ST, READING, MA 01867-3250 |
| Transaction Type | Mortgage |
| Record Updated | Mar 22, 2021 |
| Name | Verified Name |
|---|
| Document Number | 75195-215 |
|---|---|
| Date | Jul 24, 2020 |
| Book Page | 75195/215 |
| Instrument | 120997 |
| Name | LEADER BANK NA |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | May 24, 2019 |
| Property Address | 192 WASHINGTON ST, READING, MA 01867-3250 |
| Document Number | 72656-27 |
| Book / Page | 72656 / 27 |
| Instrument Date | May 8, 2019 |
| Instrument | 68932 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2021 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 WASHINGTON ST, READING, MA 01867-3250 |
| Document Number | 68933 |
|---|---|
| Date | May 24, 2019 |
| Instrument | 68933 |
| Name | ENVISION BANK |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 192 Washington St was $7,548, up 0.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,548.00 (+0.52%) | $688,700 (+4.46%) Land $432,300 Building $251,400 | $732,874 (+9.58%) |
| 2025 | $7,509.00 (+3.3%) | $659,300 (+6.3%) Land $413,700 Building $245,600 | $668,800 (+9.35%) |
| 2024 | $7,269.00 (+1.91%) | $620,200 (+9.46%) Land $389,000 Building $231,200 | $611,610 |
| 2023 | $7,133.00 | $566,600 Land $355,100 Building $211,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 192 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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