Middlesex County and Reading Town property record for 189 Washington St, Reading, MA 01867
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,427 sqft · built 1940 |
| Lot Size | 0.214 acres (9,331 sqft) |
| Owner | Trust Name on File |
| Last Sale | $155,000 (Jun 1991) |
| Tax Bill | $7,836 (2026) |
| Deeds & Mortgages | Jul 2023 Transfer Jun 2018 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | READ M:017.0-0000-0071.0 |
| Primary APN | READ M:017.0-0000-0071.0 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,427 sqft Living Area |
| Gross Area | 2,435 sqft |
| Basement Area | 750 sqft |
| Unfinished Basement | 667 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1962 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 9,331 sqft (0.214 acres) |
| Heating System | Steam |
|---|---|
| Heating Fuel | Gas |
| Account Number | 550000000300 |
|---|---|
| Street Address | 189 WASHINGTON ST |
| City | READING |
| State | MA |
| Zip | 01867-3256 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | S15 |
| Jurisdiction | READING MA |
| Township / Civil Division | READING |
| Census Block Group | 4 |
| Census Block | 4015 |
| Census Tract | 334400 |
189 Washington St is owner-occupied and held in a trust since June 2023.
Source: Middlesex County and Reading Town records, as of October 20, 2026
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 189 WASHINGTON ST, READING, MA 01867-3256 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 7, 2023 | Quit Claim Deed, Transfer Quitclaim |
| Jun 2, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 24, 1991 · Amount on File |
| Deed Sale | Jun 24, 1991 · Amount on File |
| Deed Book / Page | 21238 / 44 |
| Last Transfer Date | Jun 22, 2023 |
| Transfer Doc | 081743-118 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | READING MA |
| Recording Date | Jul 7, 2023 |
| Property Address | 189 WASHINGTON ST, READING, MA 01867-3256 |
| Document Number | 081743-118 |
| Book / Page | 81743 / 118 |
| Instrument Date | Jun 22, 2023 |
| Instrument | 74181 |
| Transaction Type | Transfer |
| Record Updated | Jul 21, 2023 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 189 WASHINGTON ST, READING, MA 01867-3256 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | READING MA |
| Property Address | 189 WASHINGTON ST, READING, MA 01867-3256 |
| Document Number | 71151-210 |
| Instrument Date | Jun 2, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jul 3, 2018 |
| Name | Verified Name |
|---|---|
| Address | 189 WASHINGTON ST READING MA 018673256, READING, MA 01867-3256 |
| Document Number | 71151-210 |
|---|---|
| Date | Jun 13, 2018 |
| Book Page | 071151/000210 |
| Instrument | 84835 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 12, 2048 |
| Rate Type | Adjustable Rate |
|---|
The 2026 property tax bill for 189 Washington St was $7,836, up 0.5% from the year before.
Source: Middlesex County and Reading Town assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Middlesex County |
| County Subdivision | Reading Town |
| Unified School District | Reading School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $7,836.00 (+0.53%) | $715,000 (+4.47%) Land $432,400 Building $282,200 | $715,470 (-2.57%) |
| 2025 | $7,795.00 (+3.34%) | $684,400 (+6.34%) Land $413,900 Building $270,500 | $734,350 (+13.44%) |
| 2024 | $7,543.00 (+2%) | $643,600 (+9.57%) Land $389,200 Building $254,400 | $647,330 |
| 2023 | $7,395.00 | $587,400 Land $355,200 Building $232,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 189 Washington St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 11 policies |
| Nearby Flood Policies | 11 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 189 Washington St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | READING WATER DEPARTMENT (MWRA) serves 26,262 people · EPA ID MA3246000 |
|---|---|
| Water Source | Purchased surface water from MWRA |
| Last State Inspection | Nov 2023 |
| Lead | 8 ppb (2021–2023) action level 15 ppb |
| Water Quality | E. coli not recorded as resolved · Oct 2019 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 503 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fiber · Fixed Wireless in parts of the area | 980 / 880 |
| T-Mobile Fixed Wireless | 100 / 20 |
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