192 Valley Rd, Raymond, ME 04071 Property Records

Cumberland County and Raymond Town property record for 192 Valley Rd, Raymond, ME 04071

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,251 sqft · built 1996
Lot Size	4.98 acres (216,929 sqft)
Owner	2 Individual Names on File
Last Sale	$289,800 (Oct 2016)
Tax Bill	$4,905 (2024)
Deeds & Mortgages	Dec 2019 Refinance Sep 2020 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`RYMD M:016 L:046`

Property Details

APN / Parcel Number

Primary APN	`RYMD M:016 L:046`
Alternative APN	`B1820R`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,251 sqft Living Area
Gross Area	5,198 sqft
1st Floor Area	1,936 sqft
Basement Area	1,936 sqft
Unfinished Basement	780 sqft

Exterior

Year Built	Built 1996
Effective Year Built	Effective 1996
Architectural Style	Cape Cod
Exterior Material	Logs
Roof Type	Gable
Roof Material	Asphalt
Lot Area	216,929 sqft (4.98 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	B1820R
Street Address	192 VALLEY RD
City	RAYMOND
State	ME
Zip	04071-6166
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RR
Legal Lot Number	46
Jurisdiction	RAYMOND ME
Township / Civil Division	RAYMOND
Census Block Group	1
Census Block	1031
Census Tract	12001

Owner

192 Valley Rd is owned and occupied by two individuals who bought it in October 2016.

Source: Cumberland County and Raymond Town records, as of May 21, 2026

Owner of Record	2 Individual Names on File
Mailing Address	192 VALLEY RD, RAYMOND, ME 04071-6166
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 2, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance UNITED WHOLESALE MORTGAGE
Sep 28, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance HOME POINT FINANCIAL CORPORATION
Sep 25, 2020	Deed of Trust, Mortgage NORWAY SVGS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 31, 2016 · Amount on File
Deed Sale	Oct 31, 2016 · Amount on File
Prior Sale	Nov 26, 2014
Deed Document Number	201658185
Deed Book / Page	33569 / 248
Transfer Doc	0335690250
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	192 VALLEY RD, RAYMOND, ME 04071-6166
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0362210076
Date	Dec 2, 2019
Book Page	36221/76
Instrument	62015

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2035

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	192 VALLEY RD, RAYMOND, ME 04071-6166
Transaction Type	Mortgage
Record Updated	Feb 2, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0372310278
Date	Sep 28, 2020
Book Page	37231/278
Instrument	61159

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Government Agency

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	121 Months
Due	Oct 1, 2030

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	RAYMOND ME
Property Address	192 VALLEY RD, RAYMOND, ME 04071-6166
Document Number	0373290129
Instrument Date	Sep 25, 2020
Transaction Type	Mortgage
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 VALLEY RD

Mortgage

Document Number	0373290129
Date	Oct 21, 2020
Book Page	037329/000129
Instrument	67576

Lender

Name	NORWAY SVGS BK
Type	Federal Savings Bank
Address	OXFORD, ME

Agreement

Amount	Amount on Record

Tax Assessment & Valuation

Source: Cumberland County and Raymond Town assessment roll, as of May 21, 2026

Property Jurisdictions

Type	Name
State	Maine
County	Cumberland County
County Subdivision	Raymond Town
Unified School District	Regional School Unit 14 (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2024	$4,905.00 (+8.16%)	$285,200 (-) Land $49,800 Building $235,400
2023	$4,535.00 (+6.01%)	$285,200 (-) Land $49,800 Building $235,400
2022	$4,278.00	$285,200 Land $49,800 Building $235,400

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 192 Valley Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Valley Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Valley Rd

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