Cumberland County and Raymond Town property record for 191 Valley Rd, Raymond, ME 04071
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,960 sqft · built 1996 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual Name on File |
| Last Sale | $482,000 (Sep 2023) |
| Tax Bill | $3,834 (2024) |
| Deeds & Mortgages | Jul 2025 Line of Credit Sep 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | RYMD M:016 L:087 |
| Primary APN | RYMD M:016 L:087 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,960 sqft Living Area |
| Gross Area | 3,552 sqft |
| 1st Floor Area | 1,120 sqft |
| Basement Area | 1,120 sqft |
| Unfinished Basement | 1,120 sqft |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Cape Cod |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 261,360 sqft (6 acres) |
| Deck Area | Deck Area |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Account Number | K4008R |
|---|---|
| Street Address | 191 VALLEY RD |
| City | RAYMOND |
| State | ME |
| Zip | 04071-6163 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R |
| Legal Lot Number | 87 |
| Jurisdiction | RAYMOND ME |
| Township / Civil Division | RAYMOND |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 12001 |
191 Valley Rd is owned and occupied by an individual who bought it in September 2023.
Source: Cumberland County and Raymond Town records, as of July 30, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 191 VALLEY RD, RAYMOND, ME 04071-6163 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 28, 2025 | Deed of Trust, Mortgage · Line of Credit UPSTART MORTGAGE LLC |
| Sep 5, 2023 | Warranty Deed, Transfer · Stand-Alone First Mortgage NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 5, 2023 · Amount on File |
| Deed Sale | Sep 5, 2023 · Amount on File |
| Deed Book / Page | 40341 / 221 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | RAYMOND ME |
| Property Address | 191 VALLEY RD, RAYMOND, ME 04071-6163 |
| Transaction Type | Mortgage |
| Record Updated | Nov 25, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0416090233 |
|---|---|
| Date | Jul 28, 2025 |
| Book Page | 41609/233 |
| Instrument | 28190 |
| Name | UPSTART MORTGAGE LLC |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Aug 1, 2040 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RAYMOND ME |
| Recording Date | Sep 5, 2023 |
| Property Address | 191 VALLEY RD, RAYMOND, ME 04071-6163 |
| Document Number | 0403410221 |
| Book / Page | 40341 / 221 |
| Instrument Date | Sep 1, 2023 |
| Instrument | 31124 |
| Transaction Type | Transfer |
| Record Updated | Nov 20, 2025 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10 MARGINAL WAY # 196, 196, PORTLAND, ME 04101-1915 |
| Document Number | 0000031125 |
|---|---|
| Date | Sep 5, 2023 |
| Instrument | 31125 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone First Mortgage |
|---|---|
| Amount | Amount on Record |
Source: Cumberland County and Raymond Town assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Cumberland County |
| County Subdivision | Raymond Town |
| Unified School District | Regional School Unit 14 (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2024 | $3,834.00 (+8.18%) | $222,900 (-) Land $59,400 Building $163,500 |
| 2023 | $3,544.00 (+5.98%) | $222,900 (-) Land $59,400 Building $163,500 |
| 2022 | $3,344.00 | $222,900 Land $59,400 Building $163,500 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 191 Valley Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 3, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 191 Valley Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 35 |
5G and 4G LTE (outdoors only)
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