192 Stephen Ave, Auburn, CA 95603 Property Records

Placer County property record for 192 Stephen Ave, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,144 sqft · built 1944
Lot Size	0.138 acres (6,001 sqft)
Owner	Individual Name on File
Last Sale	$435,000 (Mar 2023)
Tax Bill	$5,478 (2025)
Deeds & Mortgages	Mar 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`003-032-001-000`

Property Details

APN / Parcel Number

Primary APN	`003-032-001-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Building Area	1,144 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1944
Effective Year Built	Effective 1944
Architectural Style	Bungalow
Construction Type	Frame
Lot Area	6,001 sqft (0.138 acres)
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	192 STEPHEN AVE
City	AUBURN
State	CA
Zip	95603-4324
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR SEC 10 12 8
Legal Range	8E
Legal Township	12N
Legal Section	10
Legal Subdivision	THE IDENTICAL PROPERTY
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1016
Census Tract	20300

Owner

192 Stephen Ave is owned and occupied by an individual who bought it in March 2023.

Source: Placer County records, as of July 13, 2026

Owner of Record	Individual Name on File
Mailing Address	192 STEPHEN AVE, AUBURN, CA 95603-4324
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 23, 2023	Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Dec 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP
Dec 3, 2021	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 23, 2023 · Amount on File
Deed Sale	Mar 23, 2023 · Amount on File
Prior Sale	Dec 3, 2021 · Amount on File
Deed Document Number	202314011
Prior Transfer Date	Nov 14, 2012
Prior Transfer Doc	0000111230
Record Updated	Oct 29, 2026

March 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Mar 23, 2023
Property Address	192 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000014011
Instrument Date	Mar 17, 2023
Instrument	2023-0014011
Transaction Type	Transfer
Record Updated	Apr 6, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 STEPHEN AVE, AUBURN, CA 95603-4324

Mortgage

Document Number	0000014012
Date	Mar 23, 2023
Instrument	2023-0014012

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.25%
Type Change Date	Apr 1, 2033
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	10.2%
Index	Other
Margin	3
Max Rate	10.2%

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	192 STEPHEN AVE, AUBURN, CA 95603-4324
Transaction Type	Mortgage
Record Updated	Oct 20, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2027 STOCKMAN CIR, FOLSOM, CA 95630-6236

Mortgage

Document Number	0000148693
Date	Dec 17, 2020
Instrument	2020-0148693

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company
Address	BURLINGAME, CA 94010

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2051

December 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Dec 3, 2021
Property Address	192 STEPHEN AVE, AUBURN, CA 95603-4324
Document Number	0000147536
Map Reference	MB 201 PG 147
Instrument Date	Nov 29, 2021
Instrument	2021-0147536
Transaction Type	Transfer
Record Updated	Dec 17, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATL TTL CO OF CA

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	192 STEPHEN AVE, AUBURN, CA 95603-4324

Mortgage

Document Number	0000147537
Date	Dec 3, 2021
Instrument	2021-0147537

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 192 Stephen Ave was $5,478.

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$424,694 (-2.25%) Land $112,300 Building $312,394
2025	$5,478.00	$434,471 Land $114,900 Building $319,571
2023	$5,233.00 (-3.68%)	$402,135 Land $130,800 Building $271,335
2022	$5,433.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 192 Stephen Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 192 Stephen Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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