171 Stephen Ave, Auburn, CA 95603 Property Records

Placer County property record for 171 Stephen Ave, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,154 sqft · built 1957
Lot Size	0.227 acres (9,874 sqft)
Owner	2 Company Names on Record
Last Sale	$232,500 (Oct 2016)
Tax Bill	$3,399 (2025)
Deeds & Mortgages	Oct 2022 Transfer Aug 2022 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`003-031-022-000`

Property Details

APN / Parcel Number

Primary APN	`003-031-022-000`
Alternative APN	`003-031-022`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,154 sqft Living Area

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Cape Cod
Construction Type	Frame
Lot Area	9,874 sqft (0.227 acres)
Garage Area	312 sqft
Parking Spaces	1 Parking Space

Location & Zoning

Old Parcel Number	003-031-022
Street Address	171 STEPHEN AVE
City	AUBURN
State	CA
Zip	95603-4323
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	FR SEC 10 12 8
Legal Range	8E
Legal Township	12N
Legal Section	10
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	1
Census Block	1013
Census Tract	20300

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	171 STEPHEN AVE, AUBURN, CA 95603-4323
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Life Tenant

Deeds, Mortgages & Sale History

Date	Document
Oct 26, 2022	Intrafamily Transfer, Transfer
Aug 4, 2022	Deed of Trust, Mortgage · Line of Credit SAFE CU
May 13, 2021	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO
May 23, 2018	Deed of Trust, Mortgage · Line of Credit SAFE CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 19, 2016 · Amount on Record
Deed Sale	Oct 19, 2016 · Amount on Record
Deed Document Number	201690112
Prior Transfer Date	Jul 15, 2009
Prior Transfer Doc	0000064290
Record Updated	Oct 29, 2026

October 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	PLACER CA
Recording Date	Oct 26, 2022
Property Address	171 STEPHEN AVE, AUBURN, CA 95603-4323
Document Number	0000079794
Instrument Date	Oct 14, 2022
Instrument	2022-0079794
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	171 STEPHEN AVE, AUBURN, CA 95603-4323

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	171 STEPHEN AVE, AUBURN, CA 95603-4323
Transaction Type	Mortgage
Record Updated	Aug 19, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 STEPHEN AVE, AUBURN, CA 95603-4323

Mortgage

Document Number	0000062316
Date	Aug 4, 2022
Instrument	2022-0062316

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	241 Months
Due	Sep 5, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	171 STEPHEN AVE, AUBURN, CA 95603-4323
Transaction Type	Mortgage
Record Updated	May 26, 2021
Title Company	NATIONAL CLOSING SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	171 STEPHEN AVE, AUBURN, CA 95603-4323

Mortgage

Document Number	0000065184
Date	May 13, 2021
Instrument	2021-0065184

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

May 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	171 STEPHEN AVE, AUBURN, CA 95603-4323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036558
Date	May 23, 2018
Instrument	2018-0036558

Lender

Name	SAFE CU
Type	Credit Union
Address	FOLSOM, CA 95630

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Jun 5, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Auburn Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$243,345 (+2%) Land $59,150 Building $184,195
2025	$3,399.00 (+2.07%) Homeowner's exemption	$238,575 (+4.04%) Land $57,991 Building $180,584
2023	$3,330.00 (+0.45%) Homeowner's exemption	$229,313 Land $55,740 Building $173,573
2022	$3,315.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PLACER CWA - AUBURN/BOWMAN serves 27,317 people · EPA ID CA3110005
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 404 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20

May also be available: GeoLinks, T-Mobile.

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