192 S Gregory St, Ecru, MS 38841 Property Records

Pontotoc County property record for 192 S Gregory St, Ecru, MS 38841

Property Summary

Property Type	Single Family Home
Details	1 ba · 2,201 sqft · built 2013
Lot Size	0.819 acres (35,719 sqft)
Owner	Individual Name on Record
Tax Bill	$3,512 (2025)
Deeds & Mortgages	Mar 2026 Line of Credit Nov 2022 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`098-33-000-008.17`

Property Details

APN / Parcel Number

Primary APN	`098-33-000-008.17`
Alternative APN	`22285`

Interior

Full Baths	1 Bath
Building Area	2,201 sqft Living Area
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2013
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Shingle
Lot Area	35,719 sqft (0.819 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	22285
Street Address	192 S GREGORY ST
City	ECRU
State	MS
Zip	38841-6110
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	.82 AC LOT 46 CHERRY CREEK S/D 20130862 2/22/13 419 3251
Legal Lot Number	46
Jurisdiction	PONTOTOC MS
Township / Civil Division	1
Census Block Group	1
Census Block	1019
Census Tract	950102

Owner

Source: Pontotoc County records, as of October 30, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	192 S GREGORY ST, ECRU, MS 38841-6110
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2026	Deed of Trust, Mortgage · Line of Credit AMERICAN BANK OF COMMERCE
Nov 18, 2022	Deed of Trust, Mortgage AMERICAN BANK OF COMMERCE
Jun 23, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 23, 2017
Deed Sale	Jun 23, 2017
Deed Document Number	2017002580
Record Updated	Sep 20, 2026

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	192 S GREGORY ST, ECRU, MS 38841-6110
Transaction Type	Mortgage
Record Updated	May 14, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 S GREGORY ST, ECRU, MS 38841-6110

Mortgage

Document Number	2026000872
Date	Mar 9, 2026
Instrument	2026000872

Lender

Name	AMERICAN BANK OF COMMERCE
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Mar 1, 2036

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PONTOTOC MS
Property Address	192 S GREGORY ST, ECRU, MS 38841-6110
Transaction Type	Mortgage
Record Updated	Nov 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 S GREGORY ST, ECRU, MS 38841-6110

Mortgage

Document Number	2022004770
Date	Nov 18, 2022
Instrument	2022004770

Lender

Name	AMERICAN BANK OF COMMERCE
Type	Bank

Agreement

Amount	Amount Recorded
Term	120 Months
Due	Nov 1, 2032

June 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	PONTOTOC MS
Recording Date	Jun 23, 2017
Property Address	192 S GREGORY ST, ECRU, MS 38841-6110
Document Number	2017002580
Instrument Date	Jun 21, 2017
Instrument	2017002580
Transaction Type	Transfer
Record Updated	Nov 9, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 S GREGORY ST, ECRU, MS 38841-6110

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Pontotoc County
Municipality	Ecru Town
Unified School District	Pontotoc County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,512.00 (+21.27%) Homeowner's exemption	$22,684 (+21.27%)	$213,577 (+14.18%) Land $12,500 Building $201,077
2023	$2,896.00 Homeowner's exemption	$18,706	$187,055 Land $12,500 Building $174,555

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 19, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 50% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OAK HILL WATER ASSN public/private · serves 4,739 people · EPA ID MS0580004
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Buckeye Cablesystem Fiber	10,000 / 10,000
Tombigbee Fiber Fiber	2,000 / 1,000
C Spire Wireless Fixed Wireless	100 / 20

May also be available: Verizon.

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