192 Prospect St, Andover, OH 44003 Property Records

Ashtabula County property record for 192 Prospect St, Andover, OH 44003

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,844 sqft · built 1910
Lot Size0.36 acres (15,682 sqft)
OwnerIndividual Name on Record
Last Sale$34,000 (Nov 2004)
Tax Bill$2,896 (2025)
Deeds & MortgagesDec 2025 Transfer
Apr 2017 Line of Credit
Flood ZoneZone X (minimal risk)
APN02-013-40-091-00

Property Details

APN / Parcel Number

Primary APN02-013-40-091-00

Interior

Bedrooms4 Beds
Full Baths2 Baths
Plumbing Fixtures9 Plumbing Fixtures
Total Rooms8 Rooms
Stories2 Stories
Building Area1,844 sqft Living Area
Gross Area2,088 sqft
1st Floor Area896 sqft
Basement Area52 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1910
Effective Year BuiltEffective 2007
Architectural StyleOld Style
Exterior MaterialAluminum/Vinyl
Lot Area15,682 sqft (0.36 acres)
View / LotNeighborhood / Spot
Garage TypeDetached
Garage Area864 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchEnclosed Frame Porch
Porch Area366 sqft
Deck Area160 sqft
Patio Area160 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemCentral
Heating FuelGas
SewerSeptic
Water SourceCommercial

Location & Zoning

Street Address192 PROSPECT ST
CityANDOVER
StateOH
Zip44003-6509
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description26 N MLAND CONTRACT FILED 06-17-94
Legal SubdivisionCONNECTICUT WESTERN RESERVE
Legal Lot Number26
JurisdictionASHTABULA OH
Township / Civil DivisionANDOVER
Census Block Group3
Census Block3020
Census Tract1301

Owner

Source: Ashtabula County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing AddressPO BOX 423, ANDOVER, OH 44003-0423
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 23, 2025Transfer on Death Deed, Transfer
UNKNOWN, ANDOVER TITLE CO LLC
Apr 17, 2017Deed of Trust, Mortgage · Line of Credit
THE ANDOVER BANK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 22, 2004 · Amount on Record
Deed SaleNov 22, 2004 · Amount on Record
Deed Document Number200420563
Deed Book / Page318 / 2550
Record UpdatedSep 20, 2026

December 2025: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionASHTABULA OH
Recording DateDec 23, 2025
Property Address192 PROSPECT ST, ANDOVER, OH 44003-6509
Document Number0000012509
Book / Page860 / 2547
Instrument DateDec 22, 2025
Instrument2025-00012509
Transaction TypeTransfer
Record UpdatedJan 6, 2026
Title CompanyUNKNOWN, ANDOVER TITLE CO LLC

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionASHTABULA OH
Property Address192 PROSPECT ST, ANDOVER, OH 44003-6509
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyCHICAGO TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000003616
DateApr 17, 2017
Book Page633/2468
Instrument201700003616
Lender
NameTHE ANDOVER BANK
TypeBank
AddressMADISON, OH 44057
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueApr 20, 2022

Tax Assessment & Valuation

Source: Ashtabula County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateOhio
CountyAshtabula County
County SubdivisionAndover Township
MunicipalityAndover Village
Unified School DistrictPymatuning Valley Local School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,896.00 (+78.66%)$47,640 (+15.04%) Land $7,070 Building $40,570$136,100 (+15.05%) Land $20,200 Building $115,900
2024$1,621.00 (-7.32%) Homeowner's exemption$41,410 (-) Land $7,070 Building $34,340
2023$1,749.00 (+32.6%) Homeowner's exemption$41,410 (+38.03%) Land $7,070 Building $34,340$118,300 (+38.04%) Land $20,200 Building $98,100
2022$1,319.00 Homeowner's exemption$30,000 Land $5,460 Building $24,540
2020$85,700 Land $15,600 Building $70,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 28, 2019

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemANDOVER VILLAGE PWS
serves 1,019 people · EPA ID OH0400012
Water SourceGroundwater
Last State InspectionSep 2025
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Brightspeed
Fiber
2,000 / 2,000
Armstrong
Cable
1,000 / 20
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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