Ashtabula County property record for 161 Prospect St, Andover, OH 44003
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.5 ba · 1,580 sqft · built 1910 |
| Lot Size | 0.635 acres (27,661 sqft) |
| Owner | Individual Name on File |
| Last Sale | $99,000 (Jul 2016) |
| Tax Bill | $2,737 (2025) |
| Deeds & Mortgages | Jul 2022 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-013-40-069-00 |
| Primary APN | 02-013-40-069-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 1,580 sqft Living Area |
| Gross Area | 1,868 sqft |
| 1st Floor Area | 560 sqft |
| Upper Floors Area | 144 sqft |
| Basement Area | 288 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1910 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Old Style |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 27,661 sqft (0.635 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Detached |
| Garage Area | 1,008 sqft |
| Parking Spaces | 5 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 160 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 161 PROSPECT ST |
|---|---|
| City | ANDOVER |
| State | OH |
| Zip | 44003 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 26 N M |
| Legal Subdivision | CONNECTICUT WESTERN RESERVE |
| Legal Lot Number | 26 |
| Jurisdiction | ASHTABULA OH |
| Township / Civil Division | ANDOVER |
| Census Block Group | 3 |
| Census Block | 3007 |
| Census Tract | 1301 |
161 Prospect St is owned by an individual who bought it in July 2016.
Source: Ashtabula County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | N25W2325 ST PAUL RD, PEWAUKEE, WI 53072 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 1, 2016 · Amount on File |
| Deed Sale | Jul 1, 2016 · Amount on File |
| Prior Sale | Apr 24, 2003 · Amount on File |
| Deed Document Number | 20166217 |
| Deed Book / Page | 615 / 573 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ASHTABULA OH |
| Property Address | 161 PROSPECT ST, ANDOVER, OH 44003 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 161 PROSPECT ST, ANDOVER, OH 44003 |
| Document Number | 0000007315 |
|---|---|
| Date | Jul 8, 2022 |
| Book Page | 775/1226 |
| Instrument | 202200007315 |
| Name | FREEDOM MORTGAGE CORP |
|---|---|
| Type | Subprime Lender |
| Address | MOUNT LAUREL, NJ 08054 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2052 |
The 2025 property tax bill for 161 Prospect St was $2,737.
Source: Ashtabula County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Ashtabula County |
| County Subdivision | Andover Township |
| Municipality | Andover Village |
| Unified School District | Pymatuning Valley Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,737.00 | $45,020 Land $10,120 Building $34,900 | $128,600 Land $28,900 Building $99,700 |
| 2023 | $1,883.00 (+32.14%) Homeowner's exemption | $45,020 (+37.55%) Land $10,120 Building $34,900 | $128,600 Land $28,900 Building $99,700 |
| 2022 | $1,425.00 Homeowner's exemption | $32,730 Land $7,770 Building $24,960 | |
| 2020 | $93,500 Land $22,200 Building $71,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 161 Prospect St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 28, 2019
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 161 Prospect St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ANDOVER-CAMPLANDS WATER serves 6,009 people · EPA ID OH0400212 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Also Mapped Here | ANDOVER VILLAGE PWS |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Armstrong Cable | 1,000 / 20 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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