Hamilton County property record for 192 Penfield Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4 ba · 2,057 sqft · built 1973 |
| Lot Size | 1.04 acres (45,694 sqft) |
| Owner | Owner Name on Record |
| Last Sale | $248,000 (Jun 2008) |
| Tax Bill | $6,702 (2025) |
| Deeds & Mortgages | Dec 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0020-0142-00 |
| Primary APN | 540-0020-0142-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 2,057 sqft Living Area |
| 1st Floor Area | 1,132 sqft |
| 2nd Floor Area | 925 sqft |
| Basement Area | 1,132 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 45,694 sqft (1.04 acres) |
| Lot Dimensions | 296 ft deep x 49 ft wide |
| Garage Type | Detached |
| Garage Area | 682 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 446 sqft |
| Patio Area | 580 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 192 PENFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PENFIELD 49.01 X 296.43 IR PT LTS 155-156 DELSHRESUB BLK C PRS 142-143 CONS |
| Legal Subdivision | DELSHRE SUB |
| Legal Block | C |
| Legal Lot Number | 155-156 156 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21422 |
Source: Hamilton County records, as of February 9, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Owner Name on Record |
|---|---|
| Mailing Address | 192 PENFIELD LN, CINCINNATI, OH 45238-6112 |
| Occupancy | Owner Occupied |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 10, 2008 · Amount on Record |
| Deed Sale | Jun 10, 2008 · Amount on Record |
| Prior Sale | Jun 9, 1997 · Amount on Record |
| Deed Document Number | 08-078985 |
| Deed Book / Page | 10871 / 00558 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 192 PENFIELD LN, CINCINNATI, OH 45238-6112 |
| Transaction Type | Mortgage |
| Record Updated | Apr 10, 2026 |
| Title Company | AMROCK INC |
| Name | Verified Name |
|---|
| Document Number | 0000145544 |
|---|---|
| Date | Dec 3, 2021 |
| Book Page | 14556/2182 |
| Instrument | 2021-0145544 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Dec 1, 2036 |
Source: Hamilton County assessment roll, as of March 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,702.00 (+2.35%) | $112,732 (-) Land $19,275 Building $93,457 | |
| 2024 | $6,548.00 (-0.2%) | $112,732 (-) Land $19,275 Building $93,457 | |
| 2023 | $6,561.00 (+17.35%) | $112,732 (+31.94%) Land $19,275 Building $93,457 | $322,090 (+31.94%) Land $55,070 Building $267,020 |
| 2022 | $5,591.00 Homeowner's exemption | $85,439 Land $18,809 Building $66,630 | |
| 2020 | $244,110 Land $53,740 Building $190,370 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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