Hamilton County property record for 184 Penfield Ln, Cincinnati, OH 45238
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,059 sqft · built 1976 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | 2 Trust Names on File |
| Last Sale | $180,000 (Apr 2013) |
| Tax Bill | $7,194 (2025) |
| Deeds & Mortgages | May 2026 Sale Jul 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 540-0020-0400-00 |
| Primary APN | 540-0020-0400-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 9 Rooms |
| Stories | 1 Story |
| Building Area | 3,059 sqft Living Area |
| Gross Area | 4,098 sqft |
| 1st Floor Area | 1,391 sqft |
| Attic | Attic |
| Attic Area | 668 sqft |
| Basement Area | 1,391 sqft |
| Finished Basement | 1,000 sqft |
| Unfinished Basement | 391 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 17,424 sqft (0.4 acres) |
| Lot Dimensions | 211 ft deep x 85 ft wide |
| Garage Type | Attached |
| Garage Area | 648 sqft |
| Parking Spaces | 2 Parking Spaces |
| Patio Area | 425 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 184 PENFIELD LN |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45238-6112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | CCUP |
| Legal Description | PENFIELD LN 85.95 X 211.30 IRR PT LOTS 154 -155 DELSHIRE SUBBLK C |
| Legal Subdivision | DELSHIRE SUB |
| Legal Block | C |
| Legal Lot Number | 154 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | DELHI |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 21422 |
184 Penfield Ln is owner-occupied and held in a trust since May 2026.
Source: Hamilton County records, as of June 22, 2026
| Owner of Record | 2 Trust Names on File |
|---|---|
| Mailing Address | 184 PENFIELD LN, CINCINNATI, OH 45238-6112 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Trust |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 15, 2026 | Warranty Deed, Transfer NONE LISTED ON DOCUMENT |
| Jul 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 18, 2013 · Amount on File |
| Deed Sale | Apr 18, 2013 · Amount on File |
| Prior Sale | Aug 27, 1999 · Amount on File |
| Deed Document Number | 201351704 |
| Deed Book / Page | 12289 / 1657 |
| Last Transfer Date | May 15, 2026 |
| Transfer Doc | 0000038165 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | May 15, 2026 |
| Property Address | 184 PENFIELD LN, CINCINNATI, OH 45238-6112 |
| Document Number | 0000038165 |
| Book / Page | 15667 / 3126 |
| Instrument Date | May 15, 2026 |
| Instrument | 202638165 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Trust |
| Address | 184 PENFIELD LN, CINCINNATI, OH 45238-6112 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 184 PENFIELD LN, CINCINNATI, OH 45238-6112 |
| Document Number | 0000081275 |
| Instrument Date | Jul 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2019 |
| Title Company | ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 184 PENFIELD LN GETTYSBURG OH 45328, GETTYSBURG, OH 45328 |
| Document Number | 0000081275 |
|---|---|
| Date | Sep 23, 2019 |
| Book Page | 014007/000173 |
| Instrument | 81275 |
| Name | FIFTH THIRD BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 22, 2049 |
The 2025 property tax bill for 184 Penfield Ln was $7,194, up 2.5% from the year before.
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| County Subdivision | Delhi Township |
| Unified School District | Oak Hills Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $7,194.00 (+2.51%) | $121,307 (-) Land $12,418 Building $108,889 | $346,590 Land $35,480 Building $311,110 |
| 2024 | $7,018.00 (-0.3%) | $121,307 (-) Land $12,418 Building $108,889 | |
| 2023 | $7,039.00 (+36.55%) | $121,307 (+53.56%) Land $12,418 Building $108,889 | $346,590 Land $35,480 Building $311,110 |
| 2022 | $5,155.00 Homeowner's exemption | $78,999 Land $12,117 Building $66,882 | |
| 2020 | $225,710 Land $34,620 Building $191,090 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 184 Penfield Ln in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1998.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 2 (1998) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Jul 1998 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 184 Penfield Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 78% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 406 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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