Santa Cruz County property record for 192 Morningside Dr, Ben Lomond, CA 95005
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 1,738 sqft · built 1973 |
| Lot Size | 0.359 acres (15,638 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $625,000 (Sep 2004) |
| Tax Bill | $10,717 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 072-273-40 |
| Primary APN | 072-273-40 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Building Area | 1,738 sqft Living Area |
| Gross Area | 2,199 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1973 |
| Construction Type | Wood |
| Roof Type | Sawtooth |
| Roof Material | Composition Shingle |
| Lot Area | 15,638 sqft (0.359 acres) |
| Garage Type | Attached |
| Garage Area | 461 sqft |
| Parking Spaces | 2 Parking Spaces |
| Deck Area | 598 sqft |
| Patio Area | 598 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 192 MORNINGSIDE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9528 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1-15 |
| Legal Subdivision | LARITA OAKS |
| Legal Lot Number | 4 |
| Jurisdiction | SANTA CRUZ CA |
| Township / Civil Division | SAN LORENZO VALLEY |
| Census Block Group | 1 |
| Census Block | 1009 |
| Census Tract | 120600 |
Source: Santa Cruz County records · APN 072-273-40
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Sep 30, 2004 · Amount on Record |
| Deed Sale | Sep 30, 2004 · Amount on Record |
| Prior Sale | Feb 06, 1998 · Amount on Record |
| Deed Document Number | 200470211 |
| Last Transfer Date | Oct 16, 2006 |
| Transfer Doc | 0000061942 |
| Record Updated | Sep 20, 2026 |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $888,624 (+2%) Land $533,174 Building $355,450 | ||
| 2025 | $10,717.00 (+4.12%) | $871,201 (+4.04%) Land $522,720 Building $348,481 | |
| 2023 | $10,293.00 (+2.36%) | $837,371 Land $502,422 Building $334,949 | $897,750 |
| 2022 | $10,056.00 |
Source: FEMA National Flood Hazard Layer as of July 10, 2019 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 15 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 2 (1995–2022) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Dec 2022 · Severe Winter Storms, Flooding, Landslides, And Mudslides |
| Wildfire Risk | Low lower than 80% of the US · lower than 88% of California |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: Surfnet Communications.
Based on FCC filings for 275 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | SAN LORENZO VALLEY WATER DIST serves 21,513 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory currently in violation since Oct 2024 |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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