Santa Cruz County property record for 145 Morningside Dr, Ben Lomond, CA 95005 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 3 Baths |
| Year Built | Built 2005 |
| Square Footage | 2,364 sqft Living Area |
| Lot Size | 14,157 sqft (0.325 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $1,220,000 (2022) |
| Tax Bill | $15,488.00 (2025) |
| Primary APN | 072-283-15 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 6 Rooms |
| Building Area | 2,364 sqft Living Area |
| Gross Area | 2,856 sqft Gross Area |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Wood Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 14,157 sqft (0.325 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Attached Garage |
| Garage Area | 492 sqft Garage |
| Deck Area | 380 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Central Heating |
| Sewage | Septic Sewage |
| Street Address | 145 MORNINGSIDE DR |
|---|---|
| City | BEN LOMOND |
| State | CA |
| Zip | 95005-9528 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Subdivision | LARITA OAKS |
| Jurisdiction | SANTA CRUZ CA |
| Minor Civil Division | SAN LORENZO VALLEY |
| Census Blockgroup | 1 |
| Census Block | 1005 |
| Census Tract | 120600 |
Source: Santa Cruz County records · APN 072-283-15
Assessment roll updated August 19, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Feb 08, 2024 | Deed of Trust, Mortgage · Small Business Association Mortgage UNITED STATES SMALL BUSINESS ADMIN |
| Jun 27, 2022 | Grant Deed, Transfer · Conventional Mortgage MASON MCDUFFIE MORTGAGE CORP |
| Jan 11, 2021 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Jan 11, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Jun 19, 2020 | Quit Claim Deed, Transfer NORTH AMERICAN TITLE |
| Jun 19, 2020 | Quit Claim Deed, Transfer QUICKEN LNS |
| Aug 13, 2018 | Quit Claim Deed, Transfer Quitclaim Document |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jun 27, 2022 · Amount on Record |
| Deed Sale | Jun 27, 2022 · Amount on Record |
| Prior Sale | Oct 08, 2013 · Amount on Record |
| Deed Doc Number | 202219122 |
| Prior Transfer Date | Jan 06, 2021 |
| Prior Transfer Doc | 0000001450 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Transaction Type | Mortgage |
| Record Updated | Mar 11, 2024 |
| Name | Verified Name |
|---|---|
| Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000002391 |
|---|---|
| Date | Feb 08, 2024 |
| Instrument | 2024-0002391 |
| Name | UNITED STATES SMALL BUSINESS ADMIN |
|---|---|
| Type | Government Agency |
| Address | EL PASO, TX 79925 |
| Type | Small Business Association Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 02, 2054 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 27, 2022 |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000019122 |
| Map Reference | VOL 33 PG 36 |
| Instrument Date | Jun 17, 2022 |
| Instrument | 2022-0019122 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2022 |
| Title Company | OLD REPUBLIC TITLE, OLD REPUBLIC TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,342.00 |
| Amount Accuracy | Rounded Values by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property (Marital Community) with Rights of Survivorship |
| Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000019123 |
|---|---|
| Date | Jun 27, 2022 |
| Instrument | 2022-0019123 |
| Name | MASON MCDUFFIE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 11, 2021 |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000001450 |
| Instrument Date | Jan 06, 2021 |
| Instrument | 1450 |
| Transaction Type | Transfer |
| Record Updated | Feb 03, 2021 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 145 MORNINGSIDE DR BEN LOMOND CA 950059528, BEN LOMOND, CA 95005-9528 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jan 11, 2021 |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000001448 |
| Map Reference | VOL 33 PG 36 |
| Instrument Date | Dec 23, 2020 |
| Instrument | 2021-0001448 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2021 |
| Title Company | NORTH AMERICAN TITLE CO INC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000001449 |
|---|---|
| Date | Jan 11, 2021 |
| Instrument | 2021-0001449 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 19, 2020 |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000021733 |
| Instrument Date | Jun 15, 2020 |
| Instrument | 21733 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 145 MORNINGSIDE DR BEN LOMOND CA 950059528, BEN LOMOND, CA 95005-9528 |
| Investor | Possibly a Property Investor |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Jun 19, 2020 |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000021731 |
| Instrument Date | Jun 08, 2020 |
| Instrument | 21731 |
| Transaction Type | Transfer |
| Record Updated | Jul 02, 2020 |
| Title Company | NORTH AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenant/Joint Tenant w/ Right Of Survivorship |
| Address | 145 MORNINGSIDE DR BEN LOMOND CA 950059528, BEN LOMOND, CA 95005-9528 |
| Document Number | 21732 |
|---|---|
| Date | Jun 19, 2020 |
| Instrument | 21732 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jun 18, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SANTA CRUZ CA |
| Recording Date | Aug 13, 2018 |
| Property Address | 145 MORNINGSIDE DR, BEN LOMOND, CA 95005-9528 |
| Document Number | 0000024653 |
| Instrument Date | Jun 14, 2018 |
| Instrument | 24653 |
| Transaction Type | Transfer |
| Record Updated | Aug 29, 2018 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Personal Trust |
| Address | 145 MORNINGSIDE DR BEN LOMOND CA 950059528, BEN LOMOND, CA 95005-9528 |
| Investor | Possibly a Property Investor |
Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | California |
| County | Santa Cruz County |
| Unified School District | San Lorenzo Valley Unified School District (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,320,567 (+2%) Land $924,397 Building $396,170 | ||
| 2025 | $15,488.00 (+3.81%) Homeowner's exemption | $1,294,674 (+4.04%) Land $906,272 Building $388,402 | |
| 2023 | $14,920.00 (+84.45%) Homeowner's exemption | $1,244,400 Land $871,080 Building $373,320 | $1,072,620 |
| 2022 | $8,089.00 |
Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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