192 Key Pkwy, Frederick, MD 21702 Property Records

Frederick County property record for 192 Key Pkwy, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	2.5 ba · 1,700 sqft · built 1975
Lot Size	0.041 acres (1,800 sqft)
Owner	2 Individual Names on Record
Last Sale	$187,000 (Jan 2019)
Tax Bill	$4,735 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-100355`

Property Details

APN / Parcel Number

Primary APN	`02-100355`
Alternative APNs	`2100355` `100355`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,700 sqft Living Area
1st Floor Area	660 sqft
Basement Area	380 sqft
Finished Basement	380 sqft

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	Townhouse
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	1,800 sqft (0.041 acres)
Deck Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Account Number	100355
Street Address	192 KEY PKWY
City	FREDERICK
State	MD
Zip	21702-3805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 41 BLK H SECT 1 1800 SQ FT HAWTHORNE SQUARE
Legal Subdivision	HAWTHORNE SQUARE
Legal Block	H
Legal Lot Number	41
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of August 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	192 KEY PKWY, FREDERICK, MD 21702-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2021	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Dec 31, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY
Jan 7, 2019	Deed, Transfer · FHA Mortgage HOMESPIRE MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 7, 2019 · Amount on Record
Deed Sale	Jan 7, 2019 · Amount on Record
Prior Sale	Aug 11, 2005 · Amount on Record
Deed Book / Page	12785 / 51
Record Updated	Oct 29, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	192 KEY PKWY, FREDERICK, MD 21702-3805
Transaction Type	Mortgage
Record Updated	Oct 26, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 KEY PKWY, FORT DETRICK, MD 21702-3805

Mortgage

Document Number	0145270428
Date	Feb 8, 2021
Book Page	14527/428

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	335 Months
Due	Jan 1, 2049

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	192 KEY PKWY, FREDERICK, MD 21702-3805
Document Number	0128010475
Instrument Date	Dec 31, 2018
Transaction Type	Mortgage
Record Updated	Jan 29, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 KEY PKWY FREDERICK MD 217023805, FREDERICK, MD 21702-3805

Mortgage

Document Number	0128010475
Date	Jan 16, 2019
Book Page	012801/000475

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	101 N COURT ST, FREDERICK, MD 21701-5415

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

January 2019: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jan 7, 2019
Property Address	192 KEY PKWY, FREDERICK, MD 21702-3805
Document Number	0127850051
Book / Page	12785 / 0051
Map Reference	MB 10 PL 46
Instrument Date	Dec 27, 2018
Transaction Type	Transfer
Record Updated	May 2, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 KEY PKWY, FREDERICK, MD 21702-3805

Mortgage

Document Number	0001278558
Date	Jan 7, 2019
Instrument	12785/58

Lender

Name	HOMESPIRE MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2049

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$281,200 (+30.23%)	$308,400 (+15.25%) Land $75,000 Building $233,400
2025	$4,735.00 (+19.3%)
2023	$3,969.00	$215,933	$267,600 Land $70,000 Building $197,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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