188 Key Pkwy, Frederick, MD 21702 Property Records

Frederick County property record for 188 Key Pkwy, Frederick, MD 21702

Property Summary

Property Type	Townhouse
Details	3 ba · 1,320 sqft · built 1975
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on Record
Last Sale	$219,900 (Jun 2020)
Tax Bill	$3,297 (2023)
Deeds & Mortgages	Sep 2023 Mortgage Feb 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`02-089149`

Property Details

APN / Parcel Number

Primary APN	`02-089149`
Alternative APNs	`2089149` `089149`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,320 sqft Total Area
1st Floor Area	660 sqft
Basement Area	400 sqft
Finished Basement	400 sqft

Exterior

Year Built	Built 1975
Architectural Style	Townhouse
Exterior Material	Wood
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	2,500 sqft (0.057 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Sewer	Connected

Location & Zoning

Account Number	089149
Old Parcel Number	2089149
Street Address	188 KEY PKWY
City	FREDERICK
State	MD
Zip	21702-3805
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Townhouse
Local Zoning Code	R16
Legal Description	LT 43 BLK H SECT 1 2500 SQ FT HAWTHORNE SQUARE
Legal Subdivision	HAWTHORNE SQUARE
Legal Block	H
Legal Lot Number	43
Jurisdiction	FREDERICK MD
Township / Civil Division	2, FREDERICK
Census Block Group	2
Census Block	2000
Census Tract	750508

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Frederick County records, as of September 25, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 14, 2023	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Feb 9, 2022	Deed of Trust, Mortgage · FHA Mortgage US BANK NA
Jun 30, 2020	Deed, Transfer · Conventional Mortgage MORTGAGE ACCESS CORP
Oct 16, 2017	Grant Deed, Transfer WORLDWIDE SETTLEMENTS INC
Apr 21, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY
Apr 21, 2017	Deed in Lieu of Foreclosure, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2020 · Amount on Record
Deed Sale	Jun 30, 2020 · Amount on Record
Prior Sale	Oct 16, 2017 · Amount on Record
Deed Document Number	0000138631
Deed Book / Page	13863 / 1
Record Updated	Jun 7, 2026

September 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Transaction Type	Mortgage
Record Updated	Sep 28, 2023
Title Company	COVIUS SETTLEMENT SERVICES LLC, COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 KEY PKWY, FREDERICK, MD 21702-3805

Mortgage

Document Number	0165990134
Date	Sep 14, 2023
Book Page	16599/134

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	321 Months
Due	Jun 1, 2050

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FREDERICK MD
Property Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Transaction Type	Mortgage
Record Updated	Oct 26, 2022
Title Company	COVIUS SETTLEMENT SVCS LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 KEY PKWY, FREDERICK, MD 21702-3805

Mortgage

Document Number	0157190307
Date	Feb 9, 2022
Book Page	15719/307

Lender

Name	US BANK NA
Type	Bank
Address	MADISON HEIGHTS, MI 48071

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	340 Months
Due	Jun 1, 2050

June 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	FREDERICK MD
Recording Date	Jun 30, 2020
Property Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Document Number	0138630001
Book / Page	13863 / 1
Map Reference	MB 10 FO 46
Instrument Date	May 8, 2020
Transaction Type	Transfer
Record Updated	Aug 11, 2022
Title Company	CLASSIC SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$549.75
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	188 KEY PKWY, FREDERICK, MD 21702-3805

Mortgage

Document Number	0000138637
Date	Jun 30, 2020
Instrument	13863/7

Lender

Name	MORTGAGE ACCESS CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2050

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	FREDERICK MD
Recording Date	Oct 16, 2017
Property Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Document Number	0120800372
Book / Page	012080 / 000372
Instrument Date	Aug 25, 2017
Transaction Type	Transfer
Record Updated	Nov 23, 2017
Title Company	WORLDWIDE SETTLEMENTS INC

Transaction

Amount	Amount Recorded
Tax	$185.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	188 KEY PKWY FREDERICK MD 217023805, FREDERICK, MD 21702-3805
Investor	Possibly a Property Investor

April 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	FREDERICK MD
Recording Date	Apr 21, 2017
Property Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Document Number	0117790239
Book / Page	011779 / 000239
Instrument Date	Sep 6, 2016
Transaction Type	Foreclosure
Record Updated	Jul 18, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$177.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

April 2017: Deed in Lieu of Foreclosure, Foreclosure

Document Type	Deed in Lieu of Foreclosure
Jurisdiction	FREDERICK MD
Recording Date	Apr 21, 2017
Property Address	188 KEY PKWY, FREDERICK, MD 21702-3805
Document Number	0117790240
Book / Page	011779 / 000240
Instrument Date	Sep 6, 2016
Transaction Type	Foreclosure
Record Updated	Jan 23, 2018
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Association
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Frederick County assessment roll, as of July 1, 2023

Property Jurisdictions

Type	Name
State	Maryland
County	Frederick County
Municipality	Frederick City
Unified School District	Frederick County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$3,297.00 Homeowner's exemption	$227,000	$281,800 Land $70,000 Building $211,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	1 ppb (2019–2021) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 198 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000

May also be available: Glo Fiber, Verizon.

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