192 Gordon Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 192 Gordon Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property Type	Residential
Details	1,232 sqft · built 1989
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on File
Tax Bill	$418 (2025)
Deeds & Mortgages	Apr 2007 Mortgage Jul 2012 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`434400 33.-5-35`

Property Details

APN / Parcel Number

Primary APN	`434400 33.-5-35`
Alternative APNs	`440003300000050350000000` `525J180001`

Interior

Building Area	1,232 sqft Living Area

Exterior

Year Built	Built 1989
Effective Year Built	Effective 1989
Architectural Style	Mobile Home
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	1,035 sqft
Parking Spaces	4 Parking Spaces
Porch	Slab
Porch Area	360 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	525J180001
Street Address	192 GORDON RD
City	COBLESKILL
State	NY
Zip	12043-7512
Property Category	Residential
Property Type	Residential > Specialized > Other
Legal Description	DBL WIDE 1990
Legal Block	5
Legal Lot Number	35.000
Jurisdiction	SCHOHARIE NY
Township / Civil Division	SEWARD
Census Block Group	3
Census Block	3065
Census Tract	740400

Owner

Source: Schoharie County and Seward Town records · APN 434400 33.-5-35

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	190 GORDON RD, COBLESKILL, NY 12043-7512
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 09, 2007	Deed of Trust, Mortgage NBT BANK NA
Jul 11, 2012	Deed of Trust, Mortgage GENERATION MORTGAGE CO
Feb 19, 2010	Deed of Trust, Mortgage NBT BANK NA
Nov 14, 2023	Warranty Deed, Transfer · Stand-Alone First Mortgage LOREN B MIERS

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

April 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	192 GORDON RD, COBLESKILL, NY 12043-7512
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001237/0000000053
Date	Apr 09, 2007
Book Page	0000001237/0000000053
Instrument	0000468538

Lender

Name	NBT BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

July 2012: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	192 GORDON RD, COBLESKILL, NY 12043-7512
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001536/0000000014
Date	Jul 11, 2012
Book Page	0000001536/0000000014
Instrument	0000635121

Lender

Name	GENERATION MORTGAGE CO
Type	Mortgage Company

Agreement

Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	3%
Type Change Date	Sep 01, 2012
Min Rate At Change	0.13%

February 2010: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SCHOHARIE NY
Property Address	192 GORDON RD, COBLESKILL, NY 12043-7512
Transaction Type	Mortgage
Record Updated	Apr 16, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001413/0000000270
Date	Feb 19, 2010
Book Page	0000001413/0000000270
Instrument	0000519197

Lender

Name	NBT BANK NA
Type	Bank

Agreement

Amount	Amount Recorded

November 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SCHOHARIE NY
Recording Date	Nov 14, 2023
Property Address	192 GORDON RD, COBLESKILL, NY 12043-7512
Document Number	0001201/12
Book / Page	1201 / 12
Instrument Date	Nov 13, 2023
Instrument	823355
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	190 GORDON RD, COBLESKILL, NY 12043-7512

Mortgage

Document Number	0000823356
Date	Nov 14, 2023
Instrument	823356

Lender

Name	LOREN B MIERS

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	New York
County	Schoharie County
County Subdivision	Seward Town
Unified School District	Cobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$418.00 (-13.1%)	$18,900 (+75%) Land $10,800 Building $8,100	$46,098 (+113.42%) Land $26,342 Building $19,756
2023		$10,800 Land $10,800	$21,600 Land $21,600
2020	$481.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Low above 20% of the US · above 55% of New York
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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