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190 Gordon Rd, Cobleskill, NY 12043 Property Records

Schoharie County and Seward Town property record for 190 Gordon Rd, Cobleskill, NY 12043 · Last verified May 2026

Property Summary

Property TypeRural Home
Details4 bd · 1 ba · 2,656 sqft · built 2018
Lot Size121 acres (5,296,896 sqft)
Owner2 Individual Names on File
Last Sale$119,195 (Oct 2020)
Tax Bill$11,661 (2025)
Deeds & MortgagesMar 2024 Refinance
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APN434400 33.-5-33.11

Property Details

APN / Parcel Number

Primary APN434400 33.-5-33.11
Alternative APNs
  • 440003300000050330110000
  • 525J101143

Interior

Bedrooms4 Beds
Full Baths1 Bath
Stories2 Stories
Building Area2,656 sqft Living Area
1st Floor Area1,504 sqft
2nd Floor Area1,152 sqft

Exterior

Year BuiltBuilt 2018
Effective Year BuiltEffective 2022
Architectural StyleOther
Exterior MaterialAluminum/Vinyl
Lot Area5,296,896 sqft (121 acres)
Lot Width120 ft Width

Exterior Amenities

PorchSlab
Shed1 Shed
Canopy648 sqft
Total Buildings2 Buildings

Location & Zoning

Account Number525J101143
Street Address190 GORDON RD
CityCOBLESKILL
StateNY
Zip12043-7512
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal Block5
Legal Lot Number33.011
JurisdictionSCHOHARIE NY
Township / Civil DivisionSEWARD
Census Block Group3
Census Block3065
Census Tract740400

Owner

Source: Schoharie County and Seward Town records · APN 434400 33.-5-33.11

Assessment roll updated May 14, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address190 GORDON RD, COBLESKILL, NY 12043-7512
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 06, 2024Deed of Trust, Mortgage · Stand-Alone Refinance
NBT BANK NATIONAL ASSOCIATION
Oct 20, 2020Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 20, 2020 · Amount on Record
Deed SaleOct 20, 2020 · Amount on Record
Deed Document Number2020781203
Deed Book / Page1122 / 153
Prior Transfer DateOct 16, 2020
Prior Transfer Doc001122/153
Record UpdatedJun 08, 2026

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSCHOHARIE NY
Property Address190 GORDON RD, COBLESKILL, NY 12043-7512
Transaction TypeMortgage
Record UpdatedMar 26, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002069/110
DateMar 06, 2024
Book Page2069/110
Instrument824499
Lender
NameNBT BANK NATIONAL ASSOCIATION
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount Recorded

October 2020: Deed, Transfer

Document TypeDeed
JurisdictionSCHOHARIE NY
Recording DateOct 20, 2020
Property Address190 GORDON RD, COBLESKILL, NY 12043-7512
Document Number001122/153
Book / Page1122 / 153
Instrument DateOct 16, 2020
Instrument781203
Transaction TypeTransfer
Record UpdatedMay 12, 2022

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address190 GORDON RD, COBLESKILL, NY 12043-7512

Tax Assessment & Valuation

Source: Schoharie County and Seward Town records · Assessment roll updated May 14, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountySchoharie County
County SubdivisionSeward Town
Unified School DistrictCobleskill-Richmondville Central School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$11,661.00 (+49.04%)$244,500 (+19.56%) Land $112,300 Building $132,200$596,341 (+45.8%) Land $273,902 Building $322,439
2023$204,500 Land $112,300 Building $92,200$409,000 Land $224,600 Building $184,400
2020$7,824.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Schoharie County (36095C), updated February 16, 2012 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 360957404003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo
Flood Insurance CostPremium on Record
median of 4 individual NFIP policies nearby
Nearby Flood Policies4 in force
3 of 4 on primary residences
Nearby Flood Claims3 (2011–2015)
Most Recent ClaimFeb 2015, other causes
Flood Events
  • Hurricane Irene (Aug 2011), 2 claims

Wildfire

Wildfire RiskLow
above 20% of the US · above 55% of New York
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

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