Flagler County property record for 192 Eric Dr, Palm Coast, FL 32164
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,319 sqft · built 1999 |
| Lot Size | 0.257 acres (11,195 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Dec 2025 Mortgage Jan 2023 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-11-31-7034-01600-0080 |
| Primary APN | 07-11-31-7034-01600-0080 |
|---|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 1,319 sqft Living Area |
| Gross Area | 2,058 sqft |
| 1st Floor Area | 1,319 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Concrete |
| Construction Type | Masonry / Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,195 sqft (0.257 acres) |
| Driveway | Concrete Driveway |
| Driveway Area | 464 sqft |
| Pool Area | 364 sqft |
| Storage Building | 144 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 192 ERIC DR |
|---|---|
| City | PALM COAST |
| State | FL |
| Zip | 32164-6294 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PALM COAST SEC 34 BL 160 LT 8 OR 327 PG 626 OR 578 PG 1190 OR 596 PG 1761 OR 616 PG 840 OR 645 PG 1541 OR 1320 PG 1109 OR 1884/1753-1754-DC & ACM OR 1884/1755 OR 2467/47 |
| Legal Range | 31E |
| Legal Township | 11S |
| Legal Section | 07 |
| Legal Subdivision | PALM COAST |
| Legal Block | 160 |
| Legal Lot Number | 8 |
| Jurisdiction | FLAGLER FL |
| Township / Civil Division | BUNNELL |
| Census Block Group | 1 |
| Census Block | 1037 |
| Census Tract | 60218 |
192 Eric Dr is owned and occupied by two individuals who acquired it in August 2020.
Source: Flagler County records, as of December 23, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 12, 2025 | Deed of Trust, Mortgage · VA Mortgage RELIANCE FIRST CAPITAL LLC |
| Jan 5, 2023 | Deed of Trust, Mortgage · FHA Mortgage LOANDEPOT.COM LLC |
| Jan 16, 2019 | Deed of Trust, Mortgage · Commercial Mortgage SUN TRUST BANK |
| Aug 12, 2020 | Intrafamily Transfer, Transfer · VA Mortgage AMERICAN FINANCIAL NETWORK INC |
| May 7, 2020 | Loan Modification, Mortgage · Line of Credit TRUIST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 12, 2020 |
| Deed Sale | Aug 12, 2020 |
| Prior Sale | Aug 12, 2020 |
| Deed Document Number | 202031331 |
| Deed Book / Page | 2467 / 47 |
| Prior Transfer Date | May 20, 2020 |
| Prior Transfer Doc | 0000000047 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Transaction Type | Mortgage |
| Record Updated | Jan 2, 2026 |
| Title Company | MORTGAGE INFORMATION SERVICES, MORTGAGE INFORMATION SVCS |
| Name | Verified Name |
|---|---|
| Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Document Number | 0030130530 |
|---|---|
| Date | Dec 12, 2025 |
| Book Page | 3013/530 |
| Instrument | 2025049996 |
| Name | RELIANCE FIRST CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Address | MELVILLE, NY 11747 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Transaction Type | Mortgage |
| Record Updated | Jan 24, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Document Number | 0027481055 |
|---|---|
| Date | Jan 5, 2023 |
| Book Page | 2748/1055 |
| Instrument | 2023000498 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | AMERICAN TITLE INC |
| Name | Verified Name |
|---|
| Document Number | 0023301071 |
|---|---|
| Date | Jan 16, 2019 |
| Book Page | 2330/1071 |
| Instrument | 2019001859 |
| Name | SUN TRUST BANK |
|---|---|
| Type | Bank |
| Address | ORLANDO, FL 32809 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | FLAGLER FL |
| Recording Date | Aug 12, 2020 |
| Property Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Document Number | 0024670047 |
| Book / Page | 2467 / 47 |
| Map Reference | MB 11 PG 30-49 |
| Instrument Date | May 20, 2020 |
| Instrument | 2020031331 |
| Transaction Type | Transfer |
| Record Updated | Feb 22, 2022 |
| Title Company | ORANGE COAST LENDER SERVICES |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Document Number | 0000246749 |
|---|---|
| Date | Aug 12, 2020 |
| Instrument | 2467/49 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 358 Months |
| Due | Jun 1, 2050 |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FLAGLER FL |
| Property Address | 192 ERIC DR, PALM COAST, FL 32164-6294 |
| Document Number | 0024670066 |
| Instrument Date | May 7, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 192 ERIC DR PALM COAST FL 321646294, PALM COAST, FL 32164-6294 |
| Document Number | 0024670066 |
|---|---|
| Date | Aug 12, 2020 |
| Book Page | 002467/000066 |
| Instrument | 31334 |
| Name | TRUIST BK |
|---|---|
| Address | NASHVILLE, TN 37230-5053 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
Source: Flagler County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Flagler County |
| Municipality | Palm Coast City |
| Unified School District | Flagler County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | Homeowner's exemption Veteran's exemption | $143,810 | $277,651 Land $65,500 Building $212,151 |
| 2023 | Homeowner's exemption Disabled Person's exemption Veteran's exemption | $135,687 | $268,377 Land $57,500 Building $210,877 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 192 Eric Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 111 policies |
| Community Rating System | Class 4 (30% premium discount) |
| Nearby Flood Policies | 111 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 192 Eric Dr is low, with a 0.05% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 62% of the US · lower than 88% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2024 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
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