187 Eric Dr, Palm Coast, FL 32164 Property Records

Flagler County property record for 187 Eric Dr, Palm Coast, FL 32164

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,075 sqft · built 1987
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Trust Names on File
Last Sale	$300,000 (Jan 2020)
Tax Bill	$3,947 (2025)
Deeds & Mortgages	Jan 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-11-31-7034-01580-0090`

Property Details

APN / Parcel Number

Primary APN	`07-11-31-7034-01580-0090`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	3,075 sqft Living Area
Gross Area	3,908 sqft
1st Floor Area	3,075 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1994
Exterior Material	Concrete
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,019 sqft (0.23 acres)
Driveway	Concrete Driveway
Driveway Area	450 sqft
Pool Area	858 sqft
Deck Area	408 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	187 ERIC DR
City	PALM COAST
State	FL
Zip	32164-2902
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PALM COAST SEC 34 BL 158 LT 9 OR 215 PG 892 OR 288 PG 281 OR 516 PG 792 OR 574 PG 776 OR 1817/668-CD OR 1817/669 OR 1874/122 OR 2415/1490 OR 293/1902-ROMERO FAMILY TRUST
Legal Range	31E
Legal Township	11S
Legal Section	07
Legal Subdivision	PALM COAST
Legal Block	158
Legal Lot Number	9
Jurisdiction	FLAGLER FL
Township / Civil Division	BUNNELL
Census Block Group	1
Census Block	1030
Census Tract	60218

Owner

187 Eric Dr is owner-occupied and held in a trust since July 2025.

Source: Flagler County records, as of December 8, 2025

Owner of Record	2 Trust Names on File
Mailing Address	187 ERIC DR, PALM COAST, FL 32164-2902
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 29, 2020 · Amount on File
Deed Sale	Jan 29, 2020 · Amount on File
Prior Sale	May 17, 2011 · Amount on File
Deed Document Number	20203608
Deed Book / Page	2415 / 1490
Last Transfer Date	Jul 2, 2025
Transfer Doc	0029731902
Record Updated	Jun 8, 2026

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FLAGLER FL
Recording Date	Jan 29, 2020
Property Address	187 ERIC DR, PALM COAST, FL 32164-2902
Document Number	0024151490
Book / Page	002415 / 001490
Instrument Date	Jan 28, 2020
Instrument	3608
Transaction Type	Transfer
Record Updated	Feb 20, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,100.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	187 ERIC DR PALM COAST FL 321642902, PALM COAST, FL 32164-2902

Mortgage

Document Number	24151494
Date	Jan 29, 2020
Book Page	002415/001494
Instrument	3609

Lender

Name	RICHARD A & ALLEN M CHAPMAN
Address	330 ATLANTIC ST, CENTRAL ISLIP, NY 11722-3225
Special Notes	Seller Financed

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	204 Months
Due	Jan 28, 2037

Interest

Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 187 Eric Dr was $3,947, up 3.1% from the year before.

Source: Flagler County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Flagler County
Municipality	Palm Coast City
Unified School District	Flagler County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,947.00 (+3.14%)	$260,338	$342,750 Land $70,650 Building $272,100
2024	$3,827.00 (+2.49%)
2023	$3,734.00 (+0.92%) Homeowner's exemption	$244,273 (+3%)	$319,006 (+0.8%) Land $61,200 Building $257,806
2022	$3,700.00 Homeowner's exemption	$237,158	$316,483 Land $65,250 Building $251,233

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 187 Eric Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 111 policies
Community Rating System	Class 4 (30% premium discount)
Nearby Flood Policies	111 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 187 Eric Dr is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 62% of the US · lower than 88% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PALM COAST UTILITY private · serves 112,324 people · EPA ID FL2180863
Water Source	Groundwater
Last State Inspection	Dec 2024
Lead	1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 270 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 1,000