192 Crystal Falls Dr, Fairview, NC 28730 Property Records

Buncombe County property record for 192 Crystal Falls Dr, Fairview, NC 28730

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,760 sqft · built 2007
Lot Size	6.63 acres (288,803 sqft)
Owner	2 Individual Names on Record
Last Sale	$600 (Mar 2021)
Tax Bill	$1,897 (2025)
Deeds & Mortgages	Apr 2019 Mortgage Aug 2017 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`740928-2020-202`

Property Details

APN / Parcel Number

Primary APN	`740928-2020-202`
Alternative APNs	`0605-66-3507-00000` `060500662549000` `008236237`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,760 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	896 sqft
Basement Area	896 sqft

Exterior

Year Built	Built 2007
Effective Year Built	Effective 2007
Architectural Style	Conventional
Exterior Material	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	288,803 sqft (6.63 acres)
Deck Area	204 sqft
Patio Area	204 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	740928-2020-202
Street Address	192 CRYSTAL FALLS DR
City	FAIRVIEW
State	NC
Zip	28730-7648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	OU
Legal Description	SUBDIV: ALLEN HELMICK & VALERIE LOT: A & B PLAT: 0073-0071
Legal Subdivision	ALLEN HELMICK & VALERIE
Legal Block	2
Legal Lot Number	A,B
Jurisdiction	BUNCOMBE NC
Township / Civil Division	FAIRVIEW
Census Block Group	2
Census Block	2001
Census Tract	3204

Owner

Source: Buncombe County records, as of March 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	192 CRYSTAL FALLS DR, FAIRVIEW, NC 28730-7648
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 18, 2019	Deed of Trust, Mortgage MID ATLANTIC REAL ESTATE FINANCE LLC
Aug 11, 2017	Deed of Trust, Mortgage · ARM IMPAC MORTGAGE
Mar 30, 2021	Warranty Deed, Transfer
May 2, 2017	Trustee's Deed, Construction Loan · Construction Mortgage MAGA FUNDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 30, 2021 · Amount on Record
Deed Sale	Mar 30, 2021 · Amount on Record
Prior Sale	Apr 9, 2009 · Amount on Record
Deed Book / Page	6042 / 1696
Record Updated	Oct 29, 2026

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	192 CRYSTAL FALLS DR, FAIRVIEW, NC 28730-7648
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057620581
Date	Apr 18, 2019
Book Page	5762/0581

Lender

Name	MID ATLANTIC REAL ESTATE FINANCE LLC
Type	Non-Lending Institution
Address	DOVER, DE 19901

Agreement

Amount	Amount Recorded
Term	36 Months
Due	Apr 1, 2022

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUNCOMBE NC
Property Address	192 CRYSTAL FALLS DR, FAIRVIEW, NC 28730-7648
Transaction Type	Mortgage
Record Updated	Sep 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0055791623
Date	Aug 11, 2017
Book Page	5579/1623

Lender

Name	IMPAC MORTGAGE
Type	Mortgage Company
Address	IRVINE, CA 92612

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2047

Interest

Rate Type	Adjustable Rate
Rate	7.61%
Type Change Date	Sep 1, 2022
Change Frequency	Annually
Min Rate At Change	7.61%
Max Rate At Change	9.61%
Index	1-Year LIBOR
Max Rate	12.6%

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUNCOMBE NC
Recording Date	Mar 30, 2021
Property Address	192 CRYSTAL FALLS DR, FAIRVIEW, NC 28730-7648
Document Number	0060421696
Book / Page	6042 / 1696
Map Reference	MB 73 PB 71
Instrument Date	Mar 11, 2021
Transaction Type	Transfer
Record Updated	Sep 14, 2021

Transaction

Amount	Amount Recorded
Tax	$600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 TCHL BRACH CIRCLE, 5, ASHEVILLE, NC 28805

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2340 BURLINGTON AVE N, SAINT PETERSBURG, FL 33713-8841

May 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	BUNCOMBE NC
Recording Date	May 2, 2017
Property Address	192 CRYSTAL FALLS DR, FAIRVIEW, NC 28730-7648
Document Number	0055450463
Book / Page	005545 / 000463
Instrument Date	Apr 24, 2017
Transaction Type	Construction Loan
Record Updated	May 29, 2017
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	192 CRYSTAL FALLS DR FAIRVIEW NC 287307648, FAIRVIEW, NC 28730-7648

Mortgage

Document Number	55450463
Date	May 2, 2017
Book Page	005545/000463

Lender

Name	MAGA FUNDING LLC
Address	ALEXANDRIA, VA 22307

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	May 1, 2018

Tax Assessment & Valuation

Source: Buncombe County assessment roll, as of September 22, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Buncombe County
Unified School District	Buncombe County Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,897.00 (+9.91%)	$268,500 (-) Land $79,300 Building $189,200	$268,500 (-) Land $79,300 Building $189,200
2023	$1,726.00	$268,500	$268,500 (-) Land $94,300 Building $174,200
2021			$268,500 Land $79,300 Building $189,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 9, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force
Nearby Flood Claims	8 (2013–2024)
Claims Outside the SFHA	4 of 8
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Helene, Sep 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 48% of the US · above 70% of North Carolina
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyrunner Fixed Wireless	500 / 250
AT&T DSL	25 / 5

May also be available: Spectrum, Verizon.

Cell Coverage

4G LTE only, no 5G reported

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