192 Central St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 192 Central St, Somerville, MA 02145

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 2,948 sqft · built 1880
Lot Size	0.075 acres (3,286 sqft)
Owner	Company Name on File
Last Sale	$2,850,000 (Apr 2019)
Tax Bill	$15,617 (2025)
Deeds & Mortgages	May 2026 Mortgage May 2021 Refinance + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-A-8`

Property Details

APN / Parcel Number

Primary APN	`48-A-8`
Alternative APNs	`SOME M:48 B:A L:8` `23703195`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	13 Rooms
Units	4 Units
Stories	3 Stories
Building Area	2,948 sqft Living Area
Gross Area	3,837 sqft

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Condo/Apartment
Exterior Material	Brick
Roof Type	Mansard
Roof Material	Slate
Lot Area	3,286 sqft (0.075 acres)
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	23703195
Street Address	192 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02145-2756
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	UR
Legal Block	A
Legal Lot Number	8
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	1
Census Block	1003
Census Tract	350202

Owner

192 Central St, a residential property, is owned by a company that bought it in April 2019.

Source: Middlesex County and Somerville City records, as of August 11, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on File
Mailing Address	92 HIGH ST, MEDFORD, MA 02155-1285
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 21, 2026	Deed of Trust JPMORGAN CHASE BANK N A
May 4, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance JPMORGAN CHASE BANK NA
Apr 18, 2019	Quit Claim Deed, Transfer · Stand-Alone First Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2019 · Amount on File
Deed Sale	Apr 18, 2019 · Amount on File
Prior Sale	Jan 29, 2015 · Amount on File
Deed Document Number	201948338
Deed Book / Page	72473 / 492
Record Updated	Sep 20, 2026

May 2026: Deed of Trust

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Recording Date	May 21, 2026
Property Address	192 CENTRAL ST, SOMERVILLE, MA 02145-2756
Document Number	085626-505
Book / Page	85626 / 505
Instrument Date	May 21, 2026
Instrument	202658796
Record Updated	Jul 12, 2026

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000058796,
Date	May 21, 2026
Book Page	85626/505
Instrument	202658796

Lender

Name	JPMORGAN CHASE BANK N A

Agreement

Amount	Amount on Record
Term	360 Months

Interest

Rate	6.23%
Max Rate	-1%

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	192 CENTRAL ST, SOMERVILLE, MA 02145-2756
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0077689-57
Date	May 4, 2021
Book Page	77689/57
Instrument	101500

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record

April 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SOMERVILLE MA
Recording Date	Apr 18, 2019
Property Address	192 CENTRAL ST, SOMERVILLE, MA 02145-2756
Document Number	072473-492
Book / Page	72473 / 492
Instrument Date	Apr 18, 2019
Instrument	48338
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	92 HIGH ST, MEDFORD, MA 02155-3850

Mortgage

Document Number	0000048340
Date	Apr 18, 2019
Instrument	48340

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 192 Central St was $15,617, up 4.2% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$15,617.00 (+4.21%)	$1,431,400 (+0.48%) Land $568,600 Building $862,800
2024	$14,986.00 (+7.75%)	$1,424,500 (+5.9%) Land $568,600 Building $855,900
2023	$13,908.00	$1,345,100 Land $568,600 Building $776,500

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 192 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 192 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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