183 Central St, Somerville, MA 02145 Property Records

Middlesex County and Somerville City property record for 183 Central St, Somerville, MA 02145

Property Summary

Property Type	Single Family Home
Details	6 bd · 4 ba · 4,205 sqft · built 1893
Lot Size	0.124 acres (5,385 sqft)
Owner	2 Individual Names on File
Last Sale	$810,000 (Dec 2005)
Tax Bill	$21,386 (2025)
Deeds & Mortgages	Oct 2019 Refinance Dec 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`48-B-23`

Property Details

APN / Parcel Number

Primary APN	`48-B-23`
Alternative APNs	`SOME M:48 B:B L:23` `16545164`

Interior

Bedrooms	6 Beds
Full Baths	4 Baths
Total Rooms	12 Rooms
Stories	3 Stories
Building Area	4,205 sqft Living Area
Gross Area	6,588 sqft

Exterior

Year Built	Built 1893
Effective Year Built	Effective 1893
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Slate
Lot Area	5,385 sqft (0.124 acres)
Parking Spaces	4 Parking Spaces

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	16545164
Street Address	183 CENTRAL ST
City	SOMERVILLE
State	MA
Zip	02145-2727
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	NR
Legal Subdivision	SOMERVILLE
Legal Block	B
Legal Lot Number	23
Jurisdiction	SOMERVILLE MA
Township / Civil Division	SOMERVILLE
Census Block Group	3
Census Block	3000
Census Tract	350202

Owner

183 Central St is owned and occupied by two individuals who bought it in December 2005.

Source: Middlesex County and Somerville City records, as of July 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	183 CENTRAL ST, SOMERVILLE, MA 02145-2727
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 7, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC
Dec 26, 2019	Deed of Trust, Mortgage · Balloon Mortgage NORTH SHORE BANK
Jan 20, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance MSA LENDING LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 30, 2005 · Amount on File
Deed Sale	Dec 30, 2005 · Amount on File
Prior Sale	May 1, 1990 · Amount on File
Deed Document Number	2005286531
Deed Book / Page	46758 / 66
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	183 CENTRAL ST, SOMERVILLE, MA 02145-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73414-253
Date	Oct 7, 2019
Book Page	73414/253
Instrument	153650

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2049

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	183 CENTRAL ST, SOMERVILLE, MA 02145-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	73896-304
Date	Dec 26, 2019
Book Page	73896/304
Instrument	206250

Lender

Name	NORTH SHORE BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SOMERVILLE MA
Property Address	183 CENTRAL ST, SOMERVILLE, MA 02145-2727
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	76733-37
Date	Jan 20, 2021
Book Page	76733/37
Instrument	12845

Lender

Name	MSA LENDING LLC
Type	Lending Institution

Agreement

Type	Stand-Alone Refinance
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 183 Central St was $21,386, up 8% from the year before.

Source: Middlesex County and Somerville City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Somerville City
Unified School District	Somerville School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$21,386.00 (+8.04%)	$1,960,200 (+4.18%) Land $556,300 Building $1,403,900	$2,002,695 (-18.87%)
2024	$19,794.00 (+8.67%)	$1,881,600 (+6.81%) Land $556,300 Building $1,325,300	$2,468,385
2023	$18,215.00	$1,761,600 Land $556,300 Building $1,205,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 183 Central St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 183 Central St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOMERVILLE WATER DEPT. (MWRA) serves 81,045 people · EPA ID MA3274000
Water Source	Purchased surface water from MWRA
Last State Inspection	Oct 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement currently in violation since Nov 2019
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1,215 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless · Fiber in parts of the area	1,000 / 75
Netafy Fixed Wireless	641 / 143
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Starry.

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