192 Carter St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 192 Carter St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 910 sqft · built 1959
Lot Size	0.161 acres (7,013 sqft)
Owner	Individual Name on Record
Tax Bill	$2,460 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jun 2017 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`13261-52017-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-52017-00000`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,477 sqft Living Area
Gross Area	1,841 sqft
1st Floor Area	910 sqft
Basement Area	910 sqft
Finished Basement	567 sqft
Unfinished Basement	343 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Tile
Lot Area	7,013 sqft (0.161 acres)
Lot Dimensions	60.4 ft deep x 67 ft wide
Porch	Stoop
Porch Area	35 sqft
Patio Area	225 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	192 CARTER ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT THREE STR/LB 396
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	396
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2006
Census Tract	1002

Owner

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 29, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNION CREDIT UNION
Jun 30, 2017	Warranty Deed, Transfer · Conventional Mortgage LINN AREA CU
Mar 30, 2017	Deed of Trust, Mortgage · Line of Credit GUARANTY BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Recording Date	Jul 29, 2026
Property Address	192 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Document Number	0000022042
Instrument Date	Jul 24, 2026
Instrument	202622042
Transaction Type	Mortgage
Record Updated	Aug 10, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202

Mortgage

Document Number	0000022042,
Date	Jul 29, 2026
Instrument	202622042

Lender

Name	UNION CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	60 Months
Due	Aug 1, 2031

Interest

Rate	6.49%
Max Rate	-1%

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Jun 30, 2017
Property Address	192 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Document Number	0098710700
Book / Page	009871 / 000700
Instrument Date	Jun 23, 2017
Transaction Type	Transfer
Record Updated	Jul 11, 2017
Title Company	HAWKEYE ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$197.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 CARTER ST NW CEDAR RAPIDS IA 524053202, CEDAR RAPIDS, IA 52405-3202

Mortgage

Document Number	98720001
Date	Jun 30, 2017
Book Page	009872/000001

Lender

Name	LINN AREA CU
Type	Credit Union
Address	CEDAR RAPIDS, IA 52402

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 29, 2032

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LINN IA
Property Address	192 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Document Number	0098020075
Book / Page	009802 / 000075
Instrument Date	Mar 30, 2017
Transaction Type	Mortgage
Record Updated	Apr 11, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	192 CARTER ST NW CEDAR RAPIDS IA 524053202, CEDAR RAPIDS, IA 52405-3202

Mortgage

Document Number	0098020075
Date	Apr 6, 2017
Book Page	009802/000075

Lender

Name	GUARANTY BK
Type	Federal Savings Bank
Address	CEDAR RAPIDS, IA 52406

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$176,100 (+2.68%) Land $40,900 Building $135,200	$176,100 (+2.68%) Land $40,900 Building $135,200
2025	$2,460.00	$171,500 (+13.8%) Land $37,700 Building $133,800	$171,500 (+13.8%) Land $37,700 Building $133,800
2024	$2,460.00 (-5.46%)
2023		$150,700 Land $33,000 Building $117,700	$150,700 Land $33,000 Building $117,700
2022	$2,602.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 336 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	2,000 / 1,000
ImOn Communications Cable	300 / 30
GigFire Fixed Wireless	150 / 130
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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