188 Carter St NW, Cedar Rapids, IA 52405 Property Records

Linn County property record for 188 Carter St NW, Cedar Rapids, IA 52405

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,692 sqft · built 1959
Lot Size	0.153 acres (6,664 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,730 (2025)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Feb 2020 Transfer
Flood Zone	Zone X (minimal risk)
APN	`13261-52016-00000`

Property Details

APN / Parcel Number

Primary APN	`13261-52016-00000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,692 sqft Living Area
Gross Area	2,917 sqft
1st Floor Area	1,692 sqft
Attic	Attic
Attic Area	396 sqft
Basement Area	792 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1959
Architectural Style	A-Frame
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,664 sqft (0.153 acres)
Lot Dimensions	54 ft deep x 65 ft wide
Porch	Stoop
Porch Area	37 sqft
Patio Area	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	188 CARTER ST NW
City	CEDAR RAPIDS
State	IA
Zip	52405-3202
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CEDAR HILLS UNIT THREE STR/LB 395
Legal Range	8W
Legal Township	83N
Legal Section	26
Legal Subdivision	CEDAR HILL
Legal Lot Number	395
Jurisdiction	LINN IA
Township / Civil Division	CEDAR RAPIDS
Census Block Group	2
Census Block	2006
Census Tract	1002

Owner

188 Carter St NW is owned and occupied by two individuals who acquired it in February 2020.

Source: Linn County records, as of October 5, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	188 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2020	Warranty Deed, Transfer · Conventional with PMI GREENSTATE CU
Feb 24, 2020	Affidavit of Death, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Feb 19, 2020
Transfer Doc	0105720601
Record Updated	Oct 29, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LINN IA
Recording Date	Aug 18, 2020
Property Address	188 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Document Number	0107460638
Book / Page	010746 / 000638
Instrument Date	Jul 12, 2020
Transaction Type	Transfer
Record Updated	Dec 8, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$267.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	188 CARTER ST NW CEDAR RAPIDS IA 524053202, CEDAR RAPIDS, IA 52405-3202

Mortgage

Document Number	107460640
Date	Aug 18, 2020
Book Page	010746/000640

Lender

Name	GREENSTATE CU
Address	NORTH LIBERTY, IA 52317

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

February 2020: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	LINN IA
Recording Date	Feb 24, 2020
Property Address	188 CARTER ST NW, CEDAR RAPIDS, IA 52405-3202
Document Number	0105720601
Book / Page	010572 / 000601
Instrument Date	Feb 19, 2020
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	NOT AVAILABLE

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	188 CARTER ST NW CEDAR RAPIDS IA 524053202, CEDAR RAPIDS, IA 52405-3202

Tax Assessment & Valuation

The 2025 property tax bill for 188 Carter St NW was $3,730, up 9% from the year before.

Source: Linn County assessment roll, as of October 5, 2026

Property Jurisdictions

Type	Name
State	Iowa
County	Linn County
Municipality	Cedar Rapids City
Unified School District	Cedar Rapids Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$226,000 (+2.22%) Land $39,100 Building $186,900	$226,000 (+2.22%) Land $39,100 Building $186,900
2025	$3,730.00 (+9%)	$221,100 Land $36,100 Building $185,000	$221,100 Land $36,100 Building $185,000
2024	$3,422.00
2023		$193,400 Land $31,600 Building $161,800	$193,400 Land $31,600 Building $161,800
2022	$3,586.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 188 Carter St NW in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 31, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 188 Carter St NW is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 91% of Iowa
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CEDAR RAPIDS WATER DEPARTMENT serves 142,364 people · EPA ID IA5715093
Water Source	Groundwater influenced by surface water
Last State Inspection	Oct 2025
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable · Fiber in parts of the area	2,000 / 1,000
ImOn Communications Cable · Fiber in parts of the area	300 / 30

May also be available: GigFire, T-Mobile, Verizon.

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