192 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 192 4th St, Troy, NY 12180

Property Summary

Property Type	Triplex
Details	8 bd · 3 ba · 3,175 sqft · built 1910
Lot Size	0.06 acres (2,614 sqft)
Owner	Individual Name on Record
Last Sale	$450,000 (Jul 2024)
Tax Bill	$5,424 (2026)
Deeds & Mortgages	Jul 2024 Sale & Mortgage Sep 2021 Sale & Mortgage
APN	`381700 101.69-2-17`

Property Details

APN / Parcel Number

Primary APN	`381700 101.69-2-17`
Alternative APN	`0102120`

Interior

Bedrooms	8 Beds
Full Baths	3 Baths
Stories	3 Stories
Building Area	3,175 sqft Total Area
1st Floor Area	1,045 sqft
2nd Floor Area	1,065 sqft
Upper Floors Area	1,065 sqft

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Architectural Style	Other
Exterior Material	Brick
Lot Area	2,614 sqft (0.06 acres)
Lot Dimensions	130 ft deep x 20.4 ft wide
Garage Type	Detached
Garage Area	216 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	304 sqft
Patio Area	190 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0102120
Street Address	192 4TH ST
City	TROY
State	NY
Zip	12180-4142
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Local Zoning Code	MU1
Legal Block	2
Legal Lot Number	17.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1001
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	80 DEKALB AVE, 20F, BROOKLYN, NY 11201-5456
Owner Type	Individual
Vesting	Individual(s)

Deeds, Mortgages & Sale History

Date	Document
Jul 23, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage JERSEY MORTGAGE CO
Sep 13, 2021	Warranty Deed, Transfer · FHA Mortgage HOMESTEAD FUNDING CORP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 23, 2024 · Amount on Record
Deed Sale	Jul 23, 2024 · Amount on Record
Prior Sale	Sep 13, 2021 · Amount on Record
Deed Book / Page	10728 / 89
Record Updated	Oct 29, 2026

July 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jul 23, 2024
Property Address	192 4TH ST, TROY, NY 12180-4142
Document Number	0107280089
Book / Page	10728 / 89
Instrument Date	Jul 5, 2024
Instrument	2024-644315
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	80 DEKALB AVE APT 20F, 20F, BROOKLYN, NY 11201-5456

Mortgage

Document Number	2024644316
Date	Jul 23, 2024
Instrument	2024-644316

Lender

Name	JERSEY MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RENSSELAER NY
Recording Date	Sep 13, 2021
Property Address	192 4TH ST, TROY, NY 12180-4142
Document Number	0097330274
Book / Page	9733 / 274
Instrument Date	Aug 2, 2021
Instrument	2021-596010
Transaction Type	Transfer
Record Updated	Apr 16, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	37 LINCOLN ST, NEW ROCHELLE, NY 10801-4336

Mortgage

Document Number	2021596011
Date	Sep 13, 2021
Instrument	2021-596011

Lender

Name	HOMESTEAD FUNDING CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,424.00 (-18.09%)
2025	$6,622.00	$149,000 (+8.76%) Land $8,400 Building $140,600	$255,100 (+30.35%) Land $14,381 Building $240,719
2023		$137,000 Land $8,400 Building $128,600	$195,700 Land $11,999 Building $183,701

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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