187 4th St, Troy, NY 12180 Property Records

Rensselaer County and Troy City property record for 187 4th St, Troy, NY 12180

Property Summary

Property Type	Mixed Use Store/Office
Details	5,000 sqft · built 1984
Lot Size	0.14 acres (6,098 sqft)
Owner	Company Name on File
Last Sale	$144,800 (Apr 2020)
Tax Bill	$9,828 (2026)
Deeds & Mortgages	Apr 2020 Sale & Mortgage Jun 2018 Sale
APN	`381700 101.61-11-19`

Property Details

APN / Parcel Number

Primary APN	`381700 101.61-11-19`
Alternative APN	`0101960`

Interior

Stories	1 Story
Building Area	5,000 sqft Gross Area

Exterior

Year Built	Built 1984
Effective Year Built	Effective 2000
Lot Area	6,098 sqft (0.14 acres)
Lot Dimensions	120 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating Fuel	Oil
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0101960
Street Address	187 4TH ST
City	TROY
State	NY
Zip	12180-4104
Property Category	Commercial
Property Type	Commercial > Retail > Mixed Use Store/Office
Local Zoning Code	MU1
Legal Block	11
Legal Lot Number	19.000
Jurisdiction	RENSSELAER NY
Township / Civil Division	TROY
Census Block Group	1
Census Block	1002
Census Tract	40800

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Central Troy Historic District listed 1986 · 424 contributing resources · NRIS 86001527

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

187 4th St, a commercial property, is owned by a company that bought it in April 2020.

Source: Rensselaer County and Troy City records, as of September 23, 2026

Owner of Record	Company Name on File
Mailing Address	16 MILLER RD, BALLSTON LAKE, NY 12019-1004
Owner Type	Company
Vesting	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 7, 2020	Grant Deed, Transfer PIONEER BK
Jun 8, 2018	Grant Deed, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 7, 2020 · Amount on File
Deed Sale	Apr 7, 2020 · Amount on File
Prior Sale	Jun 8, 2018 · Amount on File
Deed Document Number	2020566873
Deed Book / Page	9131 / 278
Prior Transfer Date	Dec 14, 2015
Prior Transfer Doc	0076890152
Record Updated	Oct 29, 2026

April 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Apr 7, 2020
Property Address	187 4TH ST, TROY, NY 12180-4104
Document Number	0000566873
Book / Page	009131 / 000278
Instrument Date	Mar 13, 2020
Instrument	566873
Transaction Type	Transfer
Record Updated	May 4, 2020
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$579.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	16 MILLER RD BALLSTON LAKE NY 120191004, BALLSTON LAKE, NY 12019-1004

Mortgage

Document Number	566874
Date	Apr 7, 2020
Book Page	009131/000281
Instrument	566874

Lender

Name	PIONEER BK
Type	Bank
Address	ALBANY, NY 12211-0799

Agreement

Amount	Amount on Record

June 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	RENSSELAER NY
Recording Date	Jun 8, 2018
Property Address	187 4TH ST, TROY, NY 12180-4104
Document Number	0085300223
Book / Page	008530 / 000223
Instrument Date	May 22, 2018
Transaction Type	Transfer
Record Updated	Dec 11, 2018

Transaction

Amount	Amount on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16 MILLER RD BALLSTON LAKE NY 120191004, BALLSTON LAKE, NY 12019-1004

Tax Assessment & Valuation

The 2026 property tax bill for 187 4th St was $9,828, down 22.1% from the year before.

Source: Rensselaer County and Troy City assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Rensselaer County
Municipality	Troy City
Unified School District	Troy City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$9,828.00 (-22.07%)
2025	$12,611.00	$270,000 Land $15,300 Building $254,700	$462,300 Land $26,197 Building $436,103
2023		$270,000 (-) Land $15,300 Building $254,700	$385,700 (+8.57%) Land $21,856 Building $363,844
2022	$12,232.00	$270,000 Land $15,300 Building $254,700	$355,263 Land $20,132 Building $335,131

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA's flood maps do not cover 187 4th St; there have been 7 flood claims nearby since 1994.

Source: FEMA National Flood Hazard Layer, effective January 12, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not included in the FIRM
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 17 policies
Nearby Flood Policies	17 in force
Nearby Flood Claims	7 (1994–2019)
Claims Outside the SFHA	2 of 7
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 187 4th St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TROY CITY PWS serves 51,401 people · EPA ID NY4100050
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	110 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	Lead public education Oct 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 626 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
Hudson Valley Wireless Fixed Wireless	200 / 20

May also be available: Massivemesh Networks, T-Mobile.

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