192 4th St, Lowell, OH 45744 Property Records

Washington County property record for 192 4th St, Lowell, OH 45744

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,578 sqft · built 1926
Lot Size	0.196 acres (8,551 sqft)
Owner	Individual Name on Record
Last Sale	$55,000 (Jun 2020)
Tax Bill	$890 (2025)
Deeds & Mortgages	Dec 2019 Line of Credit Jun 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`020006348000`

Property Details

APN / Parcel Number

Primary APN	`020006348000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,578 sqft Living Area
1st Floor Area	1,273 sqft
Attic	Attic
Attic Area	1,219 sqft
Basement Area	1,261 sqft
Unfinished Basement	1,261 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 2001
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Slate
Lot Area	8,551 sqft (0.196 acres)
Lot Dimensions	171 ft deep x 50 ft wide
Terrain	Above Road/Slope
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	192 4TH ST
City	LOWELL
State	OH
Zip	45744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 6 LOT 4 MC CLAIN ADD
Legal Subdivision	MC CLAIN ADD
Legal Block	6
Legal Lot Number	4
Jurisdiction	WASHINGTON OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3049
Census Tract	21300

Owner

Source: Washington County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	192 4TH ST, LOWELL, OH 45744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2019	Deed of Trust, Mortgage · Line of Credit THE CITIZENS BANK CO
Jun 24, 2020	Warranty Deed, Transfer · Conventional Mortgage FIRST OHIO HOME FINANCE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 24, 2020 · Amount on Record
Deed Sale	Jun 24, 2020 · Amount on Record
Deed Document Number	20203697
Deed Book / Page	646 / 2788
Record Updated	Sep 20, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	192 4TH ST, LOWELL, OH 45744
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00642/4761
Date	Dec 27, 2019
Book Page	642/4761
Instrument	201900007961

Lender

Name	THE CITIZENS BANK CO
Type	Bank
Address	BEVERLY, OH 45715

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Dec 20, 2034

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Jun 24, 2020
Property Address	192 4TH ST, LOWELL, OH 45744
Document Number	00646/2788
Book / Page	646 / 2788
Instrument Date	Jun 23, 2020
Instrument	202000003697
Transaction Type	Transfer
Record Updated	Jul 15, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	192 4TH ST, LOWELL, OH 45744

Mortgage

Document Number	202000003698
Date	Jun 24, 2020
Instrument	202000003698

Lender

Name	FIRST OHIO HOME FINANCE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2050

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Adams Township
Municipality	Lowell Village
Unified School District	Fort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$890.00 (+34.85%) Homeowner's exemption	$27,790 (+38.47%) Land $910 Building $26,880	$79,420 (+38.53%) Land $2,610 Building $76,810
2024	$660.00 (-0.15%)	$20,070 (-) Land $900 Building $19,170
2022	$661.00	$20,070 Land $900 Building $19,170	$57,330 Land $2,560 Building $54,770

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL VILLAGE PWS serves 603 people · EPA ID OH8400312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 201 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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