185 4th St, Lowell, OH 45744 Property Records

Washington County property record for 185 4th St, Lowell, OH 45744

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 836 sqft · built 1971
Lot Size	0.164 acres (7,148 sqft)
Owner	Individual Name on Record
Last Sale	$93,100 (Jun 2017)
Tax Bill	$813 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jun 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`020005612000`

Property Details

APN / Parcel Number

Primary APN	`020005612000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	836 sqft Living Area
1st Floor Area	836 sqft
Basement Area	836 sqft
Finished Basement	150 sqft
Unfinished Basement	686 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Exterior Material	Aluminum/Vinyl
Construction Type	Brick
Roof Type	Gable
Roof Material	Metal
Lot Area	7,148 sqft (0.164 acres)
Lot Dimensions	143 ft deep x 50 ft wide
Terrain	Below Road/Slope
Deck Area	72 sqft
Patio Area	320 sqft
Balcony Area	152 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	185 4TH ST
City	LOWELL
State	OH
Zip	45744
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLK 5 LOT 8 MC CLAIN ADD
Legal Subdivision	MC CLAIN ADD
Legal Block	5
Legal Lot Number	8
Jurisdiction	WASHINGTON OH
Township / Civil Division	ADAMS
Census Block Group	3
Census Block	3053
Census Tract	21300

Owner

Source: Washington County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	185 4TH ST, LOWELL, OH 45744
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 24, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Jun 23, 2017	Deed of Trust, Mortgage · FHA Mortgage NOIC INC
Jun 1, 2017	Warranty Deed, Transfer · FHA Mortgage CONCORD MORTGAGE GROUP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 1, 2017 · Amount on Record
Deed Sale	Jun 1, 2017 · Amount on Record
Prior Sale	Sep 13, 2006 · Amount on Record
Deed Document Number	20173376
Deed Book / Page	612 / 2489
Record Updated	Sep 20, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	185 4TH ST, LOWELL, OH 45744
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00647/4642
Date	Aug 24, 2020
Book Page	647/4642
Instrument	202000005167

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WASHINGTON OH
Property Address	185 4TH ST, LOWELL, OH 45744
Transaction Type	Mortgage
Record Updated	Jul 15, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00613/2489
Date	Jun 23, 2017
Book Page	613/2489
Instrument	201700003978

Lender

Name	NOIC INC
Type	Mortgage Company
Address	SYLVANIA, OH 43560

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WASHINGTON OH
Recording Date	Jun 1, 2017
Property Address	185 4TH ST, LOWELL, OH 45744
Document Number	00612/2489
Book / Page	612 / 2489
Map Reference	MB4 PG1
Instrument Date	May 31, 2017
Instrument	201700003376
Transaction Type	Transfer
Record Updated	Jul 15, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	185 4TH ST, LOWELL, OH 45744

Mortgage

Document Number	201700003377
Date	Jun 1, 2017
Instrument	201700003377

Lender

Name	CONCORD MORTGAGE GROUP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Washington County assessment roll, as of July 2, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Washington County
County Subdivision	Adams Township
Municipality	Lowell Village
Unified School District	Fort Frye Local School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$813.00 (-0.61%) Homeowner's exemption	$25,390 (+2.01%) Land $1,230 Building $24,160	$72,550 (+2.01%) Land $3,520 Building $69,030
2024	$818.00 (-0.12%)	$24,890 (-) Land $1,210 Building $23,680
2022	$819.00	$24,890 Land $1,210 Building $23,680	$71,120 Land $3,450 Building $67,670

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	12 (1979–2005)
Claims Outside the SFHA	3 of 12
Most Recent Claim	Jan 2005 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, And Mudslides, Jan 2005 · 2 claims Severe Storms And Flooding, Sep 2004 · 3 claims Severe Storms, Flooding, And Tornadoes, Jun 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 64% of Ohio
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOWELL VILLAGE PWS serves 603 people · EPA ID OH8400312
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on 4th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures