St. Louis County property record for 1919 Middle Ln, Duluth, MN 55811
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,228 sqft · built 2020 |
| Lot Size | 0.68 acres (29,645 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $60,000 (May 2018) |
| Tax Bill | $13,182 (2026) |
| Deeds & Mortgages | Mar 2026 Sale & Mortgage Nov 2020 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-0385-00220 |
| Primary APN | 010-0385-00220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 2,228 sqft Gross Area |
| 1st Floor Area | 2,228 sqft |
| Basement Area | 1,671 sqft |
| Finished Basement | 1,671 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2020 |
|---|---|
| Effective Year Built | Effective 2020 |
| Architectural Style | Ranch |
| Construction Type | Frame |
| Lot Area | 29,645 sqft (0.68 acres) |
| Garage Area | 1,232 sqft |
| Porch | Slab |
| Deck Area | 280 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Account Number | 1195612 |
|---|---|
| Street Address | 1919 MIDDLE LN |
| City | DULUTH |
| State | MN |
| Zip | 55811-1619 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 7 BLOCK 3 SERIAL # |
| Legal Subdivision | CEDAR RIDGE ESTATES |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 400 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Mar 26, 2026 | Warranty Deed, Transfer · Conventional Mortgage BELL BANK |
| Nov 10, 2020 | Deed of Trust, Mortgage · Line of Credit HARBOR POINTE CU |
| Oct 23, 2020 | Deed of Trust, Mortgage NATIONAL BK/COMMERCE |
| Sep 26, 2019 | Trustee's Deed, Construction Loan · Construction Mortgage REPUBLIC BK |
| May 1, 2018 | Warranty Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 1, 2018 · Amount on Record |
| Deed Sale | May 1, 2018 · Amount on Record |
| Prior Sale | Apr 3, 2006 · Amount on Record |
| Deed Document Number | 2018997499 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Mar 26, 2026 |
| Property Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Document Number | 0001099951 |
| Instrument Date | Mar 2, 2026 |
| Instrument | 1099951 |
| Transaction Type | Transfer |
| Record Updated | Apr 22, 2026 |
| Title Company | RESULTS TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,702.60 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Document Number | 0001099952 |
|---|---|
| Date | Mar 26, 2026 |
| Instrument | 1099952 |
| Name | BELL BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Document Number | 00T1032380 |
| Instrument Date | Nov 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 9, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 1919 MIDDLE LN DULUTH MN 558111619, DULUTH, MN 55811-1619 |
| Document Number | 00T1032380 |
|---|---|
| Date | Nov 19, 2020 |
| Instrument | T1032380 |
| Name | HARBOR POINTE CU |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Nov 18, 2035 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Document Number | 00T1031601 |
| Instrument Date | Oct 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 3, 2020 |
| Title Company | STATE LOUIS TITLE LLC, ST LOUIS TITLE LLC |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1919 MIDDLE LN DULUTH MN 558111619, DULUTH, MN 55811-1619 |
| Document Number | 00T1031601 |
|---|---|
| Date | Nov 4, 2020 |
| Instrument | T1031601 |
| Name | NATIONAL BK/COMMERCE |
|---|---|
| Type | Bank |
| Address | SUPERIOR, WI 54880 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Nov 3, 2050 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Sep 26, 2019 |
| Property Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Instrument Date | Sep 19, 2019 |
| Instrument | T1015478 |
| Transaction Type | Construction Loan |
| Record Updated | Oct 8, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 19 MIDDLE LN DULUTH MN 55811, DULUTH, MN 55811 |
| Document Number | 00T1015478 |
|---|---|
| Date | Sep 26, 2019 |
| Instrument | T1015478 |
| Name | REPUBLIC BK |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 12 Months |
| Due | Sep 25, 2020 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 1, 2018 |
| Property Address | 1919 MIDDLE LN, DULUTH, MN 55811-1619 |
| Document Number | 000T997499 |
| Instrument Date | Apr 18, 2018 |
| Instrument | T997499 |
| Transaction Type | Transfer |
| Record Updated | May 15, 2018 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $198.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1907 MIDDLE LN DULUTH MN 558111619, DULUTH, MN 55811-1619 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $13,182.00 (+4.39%) Homeowner's exemption | ||
| 2025 | $12,628.00 (+5.34%) Homeowner's exemption | $855,900 (+1.19%) Land $138,800 Building $717,100 | $855,900 (+1.19%) Land $138,800 Building $717,100 |
| 2024 | $11,988.00 | $845,800 (+15.01%) Land $87,000 Building $758,800 | $845,800 (+15.01%) Land $87,000 Building $758,800 |
| 2022 | $735,400 Land $84,800 Building $650,600 | $735,400 Land $84,800 Building $650,600 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 1 (2014) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2014 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 65 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
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