1906 Middle Ln, Duluth, MN 55811 Property Records

St. Louis County property record for 1906 Middle Ln, Duluth, MN 55811 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 4.5 ba · 2,928 sqft · built 2006
Lot Size	0.729 acres (31,759 sqft)
Owner	Individual Name on File
Last Sale	$760,000 (Jun 2014)
Tax Bill	$13,492 (2026)
Deeds & Mortgages	Aug 2017 Mortgage Jul 2017 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`010-0385-00020`

Property Details

APN / Parcel Number

Primary APN	`010-0385-00020`
Alternative APN	`971032`

Interior

Bedrooms	3 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,928 sqft Gross Area
1st Floor Area	2,090 sqft
Basement Area	1,551 sqft
Finished Basement	1,551 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Block
Construction Type	Frame
Lot Area	31,759 sqft (0.729 acres)
Garage Area	934 sqft

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	501 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Account Number	971032
Street Address	1906 MIDDLE LN
City	DULUTH
State	MN
Zip	55811-1621
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 BLOCK 1 SERIAL #
Legal Subdivision	CEDAR RIDGE ESTATES CITY OF DU
Legal Block	1
Legal Lot Number	2
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	2
Census Block	2002
Census Tract	400

Owner

Source: St. Louis County records · APN 010-0385-00020

Assessment roll updated August 17, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1906 MIDDLE LN, DULUTH, MN 55811-1621
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage NEW YORK CMNTY BK
Jul 10, 2017	Loan Modification, Mortgage · Line of Credit REPUBLIC BK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jun 12, 2014 · Amount on Record
Deed Sale	Jun 12, 2014 · Amount on Record
Prior Sale	Jun 29, 2006 · Amount on Record
Deed Document Number	2014945249
Record Updated	Sep 20, 2026

August 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST LOUIS MN
Property Address	1906 MIDDLE LN, DULUTH, MN 55811-1621
Document Number	000T989019
Instrument Date	Aug 18, 2017
Transaction Type	Mortgage
Record Updated	Sep 05, 2017
Title Company	WORLDWIDE RECORDING INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1906 MIDDLE LN DULUTH MN 558111621, DULUTH, MN 55811-1621

Mortgage

Document Number	000T989019
Date	Aug 24, 2017
Instrument	T989019

Lender

Name	NEW YORK CMNTY BK
Type	Bank
Address	CLEVELAND, OH 44114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 23, 2032

July 2017: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ST LOUIS MN
Property Address	1906 MIDDLE LN, DULUTH, MN 55811-1621
Document Number	000T987057
Instrument Date	Jul 10, 2017
Transaction Type	Mortgage
Record Updated	Aug 23, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife

Mortgage

Document Number	000T987057
Date	Jul 11, 2017
Instrument	T987057

Lender

Name	REPUBLIC BK
Type	Bank
Address	DULUTH, MN 55802

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	1.5%

Tax Assessment & Valuation

Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$13,492.00 (-0.74%) Homeowner's exemption
2025	$13,592.00 (+5.38%) Homeowner's exemption	$873,800 (-3.29%) Land $139,700 Building $734,100	$873,800 (-3.29%) Land $139,700 Building $734,100
2024	$12,898.00	$903,500 (+15.07%) Land $87,600 Building $815,900	$903,500 (+15.07%) Land $87,600 Building $815,900
2022		$785,200 Land $85,400 Building $699,800	$785,200 Land $85,400 Building $699,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370004002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2014)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2014, other causes

Wildfire

Wildfire Risk	Low above 20% of the US · above 39% of Minnesota
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 43 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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