19181 Phil Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 19181 Phil Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 2,911 sqft · built 2024
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Trust Names on File
Last Sale	$2,545,000 (Sep 2023)
Tax Bill	$49,180 (2025)
Deeds & Mortgages	Jan 2024 Transfer Sep 2023 Sale & Construction Loan + 2 more
Flood Zone	Zone X (moderate risk)
APN	`375-40-042`

Property Details

APN / Parcel Number

Primary APN	`375-40-042`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	2 Stories
Building Area	2,911 sqft Living Area
Gross Area	2,276 sqft
1st Floor Area	1,224 sqft
2nd Floor Area	1,052 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	H-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	19181 PHIL LN
City	CUPERTINO
State	CA
Zip	95014-3564
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	LOREE EST 2 UN 2 MAP G2 852
Legal Subdivision	LOREE ESTATES
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	508003

Owner

19181 Phil Ln is held in a trust since September 2023.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	36050 CAXTON PL, FREMONT, CA 94536-3413
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2024	Intrafamily Transfer, Transfer
Sep 15, 2023	Grant Deed, Construction Loan · Construction Mortgage KINECTA FCU
Jun 8, 2023	Quit Claim Deed, Transfer Quitclaim
Jun 1, 2022	Grant Deed, Transfer · Commercial Mortgage GENESIS CAPITAL LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 15, 2023 · Amount on File
Deed Sale	Sep 15, 2023 · Amount on File
Prior Sale	Jun 1, 2022 · Amount on File
Deed Document Number	202325531637
Prior Transfer Date	May 20, 2022
Prior Transfer Doc	0025312586
Record Updated	Oct 29, 2026

January 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 3, 2024
Property Address	19181 PHIL LN, CUPERTINO, CA 95014-3564
Document Number	0025581536
Instrument Date	Dec 22, 2023
Instrument	25581536
Transaction Type	Transfer
Record Updated	Jan 12, 2024

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	36050 CAXTON PL, FREMONT, CA 94536-3413

September 2023: Grant Deed, Construction Loan

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Sep 15, 2023
Property Address	19181 PHIL LN, CUPERTINO, CA 95014-3564
Document Number	0025531637
Instrument Date	Aug 2, 2023
Instrument	25531637
Transaction Type	Construction Loan
Record Updated	Sep 28, 2023
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TTL INS CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	36OSO CATANIA CMN, FREMONT, CA 94536

Mortgage

Document Number	0025531638
Date	Sep 15, 2023
Instrument	25531638

Lender

Name	KINECTA FCU
Type	Credit Union

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	361 Months
Due	Oct 1, 2053

Interest

Rate Type	Adjustable Rate
Rate	5.87%
Type Change Date	Oct 1, 2030
Change Frequency	6 Months
Min Rate At Change	2.75%
Max Rate At Change	10.8%
Max Rate	10.8%

June 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 8, 2023
Property Address	19181 PHIL LN, CUPERTINO, CA 95014-3564
Document Number	0025484989
Instrument Date	May 23, 2023
Instrument	25484989
Transaction Type	Transfer
Record Updated	Jun 16, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10300 TORRE AVE, CUPERTINO, CA 95014-3202

June 2022: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 1, 2022
Property Address	19181 PHIL LN, CUPERTINO, CA 95014-3564
Document Number	0025312588
Instrument Date	May 20, 2022
Instrument	25312588
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19181 PHIL LN, CUPERTINO, CA 95014-3564
Investor	Possibly a Property Investor

Mortgage

Document Number	0025312589
Date	Jun 1, 2022
Instrument	25312589

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Mortgage

Document Number	0025312590
Date	Jun 1, 2022
Instrument	25312590

Lender

Name	GENESIS CAPITAL LLC
Type	Mortgage Company
Address	CUPERTINO, CA 95014

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 19181 Phil Ln was $49,180.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$4,218,822 (+2%) Land $2,309,688 Building $1,909,134
2025	$49,180.00	$4,136,100 Land $2,264,400 Building $1,871,700
2023	$26,113.00 (+884.65%)	$2,152,200 Land $2,050,200 Building $102,000
2022	$2,652.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 19181 Phil Ln in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 19181 Phil Ln has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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