19251 Phil Ln, Cupertino, CA 95014 Property Records

Santa Clara County property record for 19251 Phil Ln, Cupertino, CA 95014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,032 sqft · built 1954
Lot Size	0.14 acres (6,100 sqft)
Owner	2 Trust Names on File
Last Sale	$2,438,000 (Nov 2025)
Tax Bill	$23,871 (2025)
Deeds & Mortgages	Nov 2025 Sale Oct 2025 Mortgage + 1 more
Flood Zone	Zone X (moderate risk)
APN	`375-40-049`

Property Details

APN / Parcel Number

Primary APN	`375-40-049`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1954
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	6,100 sqft (0.14 acres)
Lot Dimensions	100 ft deep x 61 ft wide
Garage Type	Carport
Garage Area	252 sqft
Carport	Carport
Carport Area	252 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	19251 PHIL LN
City	CUPERTINO
State	CA
Zip	95014-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1-10
Legal Description	TRACT 1312 CASA DEL SOL NO 1 BOOK 51 PAGE 10 LOT 19
Legal Subdivision	CASA DEL SOL 01
Legal Tract	1312
Legal Lot Number	19
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SAN JOSE
Census Block Group	1
Census Block	1004
Census Tract	508003

Owner

19251 Phil Ln is owner-occupied and held in a trust since November 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	19251 PHIL LN, CUPERTINO, CA 95014-3528
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 25, 2025	Grant Deed, Transfer CHICAGO TITLE COMPANY
Oct 9, 2025	Deed of Trust, Mortgage · Commercial Mortgage INSIGNIA CAPITAL CORP
Feb 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 25, 2025 · Amount on File
Deed Sale	Nov 25, 2025 · Amount on File
Prior Sale	Dec 27, 2024 · Amount on File
Deed Document Number	202525909449
Prior Transfer Date	May 16, 1994
Prior Transfer Doc	0012536407
Record Updated	Oct 29, 2026

November 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Nov 25, 2025
Property Address	19251 PHIL LN, CUPERTINO, CA 95014-3528
Document Number	0025909449
Map Reference	MB 51 PG 10
Instrument Date	Nov 24, 2025
Instrument	25909449
Transaction Type	Transfer
Record Updated	Dec 3, 2025
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount on Record
Tax	$2,681.80
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	19251 PHIL LN, CUPERTINO, CA 95014-3528

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	19251 PHIL LN, CUPERTINO, CA 95014-3528
Transaction Type	Mortgage
Record Updated	Oct 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1323 ROSALIA AVE, SAN JOSE, CA 95130-1248
Investor	Possibly a Property Investor

Mortgage

Document Number	0025881872
Date	Oct 9, 2025
Instrument	25881872

Lender

Name	INSIGNIA CAPITAL CORP
Type	Non-Lending Institution
Address	9665 WILSHIRE BLVD # M50, BEVERLY HILLS, CA 90212

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	8 Months
Due	Jun 1, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Feb 2, 2022
Property Address	19251 PHIL LN, CUPERTINO, CA 95014-3528
Document Number	0025232879
Map Reference	MB 51 PG 10
Instrument Date	Dec 13, 2019
Instrument	25232879
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	832 ALAMEDA DE LAS PULGAS, REDWOOD CITY, CA 94061-1318

Tax Assessment & Valuation

The 2025 property tax bill for 19251 Phil Ln was $23,871.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Cupertino City
Elementary School District	Cupertino Union Elementary School District (KG - 08)
Secondary School District	Fremont Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$2,438,000 (+25.03%) Land $2,200,000 Building $238,000
2025	$23,871.00	$1,950,000 Land $1,900,000 Building $50,000
2023	$4,752.00 (+148.15%)	$314,722 Land $266,638 Building $48,084
2022	$1,915.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 19251 Phil Ln in Zone X, an area of moderate flood risk, though there have been 3 flood claims nearby since 1998.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	3 (1998)
Claims Outside the SFHA	2 of 3
Most Recent Claim	Feb 1998 · Severe Winter Storms And Flooding
Claims by Event	Severe Winter Storms And Flooding, Feb 1998 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 19251 Phil Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.8% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SAN JOSE WATER private · serves 1,039,920 people · EPA ID CA4310011
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jun 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 777 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	1,000 / 75
Etheric Networks Fixed Wireless	250 / 100
Ridge Wireless Fixed Wireless	100 / 60
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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