Volusia County property record for 1918 Umbrella Tree Dr, Edgewater, FL 32141
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,528 sqft · built 1998 |
| Lot Size | 0.23 acres (10,000 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $315,000 (Jun 2026) |
| Deeds & Mortgages | Jan 2022 Line of Credit Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 8402-01-04-0830 |
| Primary APN | 8402-01-04-0830 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,528 sqft Living Area |
| Gross Area | 2,008 sqft |
| 1st Floor Area | 1,528 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 2001 |
| Exterior Material | Concrete Block |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 10,000 sqft (0.23 acres) |
| Lot Dimensions | 125 ft deep x 80 ft wide |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 360 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Electric |
| Account Number | 3920571 |
|---|---|
| Street Address | 1918 UMBRELLA TREE DR |
| City | EDGEWATER |
| State | FL |
| Zip | 32141-3712 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 07R1B |
| Legal Description | LOTS 4083 & 4084 INC BLK 130 FLORIDA SHORES NO 5 MB 23 PG 107 PER OR 4877 PG 4613 PER OR 6453 PG 0084 PER OR 6821 PG 3043 |
| Legal Range | 34E |
| Legal Township | 18S |
| Legal Section | 02 |
| Legal Subdivision | FLORIDA SHORES |
| Legal Tract | 01 |
| Legal Block | 130 |
| Legal Lot Number | 4083 |
| Jurisdiction | VOLUSIA FL |
| Township / Civil Division | NEW SMYRNA BEACH |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 83006 |
Source: Volusia County records, as of June 25, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1918 UMBRELLA TREE DR, EDGEWATER, FL 32141-3712 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Date | Document |
|---|---|
| Jan 3, 2022 | Deed of Trust, Mortgage · Line of Credit TD BANK NA |
| Jun 3, 2026 | Warranty Deed, Transfer · FHA Mortgage NETX MORTGAGE LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 3, 2026 · Amount on Record |
| Deed Sale | Jun 3, 2026 · Amount on Record |
| Prior Sale | Jun 1, 2002 · Amount on Record |
| Deed Document Number | 2026100192 |
| Deed Book / Page | 8861 / 4115 |
| Prior Transfer Date | Feb 19, 2013 |
| Prior Transfer Doc | 0068213043 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Property Address | 1918 UMBRELLA TREE DR, EDGEWATER, FL 32141-3712 |
| Transaction Type | Mortgage |
| Record Updated | Jun 26, 2026 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 1918 UMBRELLA TREE DR, EDGEWATER, FL 32141-3712 |
| Document Number | 0081812035 |
|---|---|
| Date | Jan 3, 2022 |
| Book Page | 8181/2035 |
| Instrument | 2022000786 |
| Name | TD BANK NA |
|---|---|
| Type | Bank |
| Address | WILMINGTON, DE 19808 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Dec 6, 2051 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | VOLUSIA FL |
| Recording Date | Jun 3, 2026 |
| Property Address | 1918 UMBRELLA TREE DR, EDGEWATER, FL 32141-3712 |
| Document Number | 0000100192 |
| Book / Page | 8861 / 4115 |
| Instrument Date | Jun 1, 2026 |
| Instrument | 2026100192 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | SMART TITLE SERVICES |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $222,705.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1918 UMBRELLA TREE DR, EDGEWATER, FL 32141-3712 |
| Document Number | 0000100193, |
|---|---|
| Date | Jun 3, 2026 |
| Book Page | 8861/4117 |
| Instrument | 2026100193 |
| Name | NETX MORTGAGE LLC |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate | 6.23% |
|---|---|
| Max Rate | -1% |
Source: Volusia County assessment roll, as of March 16, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Volusia County |
| Municipality | Edgewater City |
| Unified School District | Volusia County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $103,483 (+2.7%) | $301,796 (+1.39%) Land $54,000 Building $247,796 | |
| 2025 | Veteran's exemption Widower's exemption | $100,763 (+5.99%) | $297,653 (-0.66%) Land $54,000 Building $243,653 |
| 2023 | Homeowner's exemption | $95,072 | $299,624 Land $34,000 Building $265,624 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 155 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 155 in force |
| Nearby Flood Claims | 72 (1991–2025) |
| Claims Outside the SFHA | 72 of 72 |
| Most Recent Claim | Oct 2025 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 91% of Florida |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF EDGEWATER serves 28,552 people · EPA ID FL3640331 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 5 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Wire 3 Fiber | 10,000 / 10,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL · Fiber in parts of the area | 100 / 20 |
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