1913 Umbrella Tree Dr, Edgewater, FL 32141 Property Records

Volusia County property record for 1913 Umbrella Tree Dr, Edgewater, FL 32141

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,004 sqft · built 1974
Lot Size0.184 acres (8,000 sqft)
Owner2 Company Names on Record
Last Sale$58,000 (Nov 2009)
Tax Bill$208 (2025)
Deeds & MortgagesJul 2022 Reverse Mortgage
May 2018 Reverse Mortgage
Flood ZoneZone X (minimal risk)
APN8402-01-04-0190

Property Details

APN / Parcel Number

Primary APN8402-01-04-0190
Alternative APNs
  • 34180201040190
  • 02183401040190
  • 3920325.0
  • 3920325

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,004 sqft Living Area
Gross Area1,340 sqft
1st Floor Area864 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1974
Effective Year BuiltEffective 1984
Exterior MaterialWood
Construction TypeWood
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area8,000 sqft (0.184 acres)
Lot Dimensions100 ft deep x 80 ft wide
Garage TypeAttached
Garage Area336 sqft
Parking Spaces1 Parking Space

Exterior Amenities

PorchSlab
Porch Area164 sqft
Deck Area256 sqft
Patio Area256 sqft
Shed1 Shed
Shed Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelElectric

Location & Zoning

Account Number3920325
Street Address1913 UMBRELLA TREE DR
CityEDGEWATER
StateFL
Zip32141-3711
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code07R1B
Legal DescriptionLOTS 4019 & 4020 EXC E 25 FT BLK 119 FLORIDA SHORES NO 5 MB 23 PGS 107-108 INC PER OR 4560 PG 3969 PER OR 6420 PG 1909 PER OR 6440 PG 1353 PER OR 7542 PG 0624 PER OR 8813 PG 1661
Legal Range34E
Legal Township18S
Legal Section02
Legal SubdivisionFLORIDA SHORES
Legal Tract01
Legal Block119
Legal Lot Number4019
JurisdictionVOLUSIA FL
Township / Civil DivisionNEW SMYRNA BEACH
Census Block Group2
Census Block2017
Census Tract83006

Owner

Source: Volusia County records, as of October 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on Record
Mailing Address1913 UMBRELLA TREE DR, EDGEWATER, FL 32141-3711
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 6, 2022Deed of Trust, Mortgage · Reverse Mortgage
REVERSE MORTGAGE FUNDING LLC
May 7, 2018Quit Claim Deed, Transfer · Reverse Mortgage
LIVE WELL FINANCIAL INC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 23, 2009 · Amount on Record
Deed SaleNov 23, 2009 · Amount on Record
Prior SaleJun 13, 2000 · Amount on Record
Deed Document Number2009219340
Deed Book / Page6420 / 1909
Last Transfer DateApr 25, 2018
Transfer Doc0075420624
Record UpdatedOct 29, 2026

July 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionVOLUSIA FL
Property Address1913 UMBRELLA TREE DR, EDGEWATER, FL 32141-3711
Transaction TypeMortgage
Record UpdatedJul 21, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1913 UMBRELLA TREE DR, EDGEWATER, FL 32141-3711

Mortgage

Document Number0082784783
DateJul 6, 2022
Book Page8278/4783
Instrument2022157635
Lender
NameREVERSE MORTGAGE FUNDING LLC
TypeReverse Mortgage Lender
Address77113
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate

May 2018: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionVOLUSIA FL
Recording DateMay 7, 2018
Property Address1913 UMBRELLA TREE DR, EDGEWATER, FL 32141-3711
Document Number0075420624
Book / Page7542 / 0624
Map ReferenceMAP23 PG107
Instrument DateApr 25, 2018
Instrument2018-091822
Transaction TypeTransfer
Record UpdatedJan 4, 2022
Title CompanyATTORNEY

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1913 UMBRELLA TREE DR, EDGEWATER, FL 32141-3711

Mortgage

Document Number2018091823
DateMay 7, 2018
Instrument2018-091823
Lender
NameLIVE WELL FINANCIAL INC
TypeMortgage Company
Agreement
TypeReverse Mortgage
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate4.13%
Type Change DateMay 1, 2019
Change FrequencyAnnually
Min Rate At Change2%
Index1-Year LIBOR
Max Rate5%

Tax Assessment & Valuation

Source: Volusia County assessment roll, as of March 16, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyVolusia County
MunicipalityEdgewater City
Unified School DistrictVolusia County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$160,377 (+176.56%) Land $49,680 Building $110,697$160,377 (-6.15%) Land $49,680 Building $110,697
2025$208.00 (+1.96%) Homeowner's exemption Disabled Person's exemption Senior Citizen's exemption$57,990 (+5.99%)$170,890 (+3.66%) Land $49,680 Building $121,210
2023$204.00 (-10.92%) Disabled Person's exemption Veteran's exemption$54,715 (+3%)$164,864 (+17.96%) Land $31,280 Building $133,584
2022$229.00 Disabled Person's exemption Veteran's exemption$53,121$139,760 Land $27,232 Building $112,528

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 155 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies155 in force
Nearby Flood Claims72 (1991–2025)
Claims Outside the SFHA72 of 72
Most Recent ClaimOct 2025 · rainfall accumulation
Claims by Event
  • Hurricane Milton, Oct 2024 · 30 claims
  • Hurricane Ian, Nov 2022 · 14 claims
  • Hurricane Ian, Sep 2022 · 20 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF EDGEWATER
serves 28,552 people · EPA ID FL3640331
Water SourceGroundwater
Last State InspectionDec 2023
Lead5 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 361 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Wire 3
Fiber
10,000 / 10,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 35
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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