1918 SE Monroe St, Stuart, FL 34997 Property Records

Martin County property record for 1918 SE Monroe St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 984 sqft · built 1985
Lot Size	0.174 acres (7,579 sqft)
Owner	2 Individual Names on File
Last Sale	$250,000 (Feb 2020)
Tax Bill	$464 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Feb 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-005-0014.0-9-0000`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-005-0014.0-9-0000`
Alternative APNs	`52-38-41-006-005-00140-9` `42078`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	984 sqft Living Area
Gross Area	1,248 sqft
1st Floor Area	984 sqft
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1995
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	7,579 sqft (0.174 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Pool Area	250 sqft
Porch	Open Porch
Porch Area	341 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	1918 SE MONROE ST
City	STUART
State	FL
Zip	34997-5827
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R2B
Legal Description	CORAL GARDENS PLAT 2 LOT 14 BLK 5
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	5
Legal Lot Number	14
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3015
Census Tract	1106

Owner

Source: Martin County assessment roll, as of August 27, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1918 SE MONROE ST, STUART, FL 34997-5827
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · VA Mortgage FIDELITY FUNDING MORTGAGE CORP
Feb 28, 2020	Warranty Deed, Transfer · VA Mortgage FIDELITY FUNDING MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Feb 28, 2020 · Amount on Record
Deed Sale	Feb 28, 2020 · Amount on Record
Prior Sale	Dec 26, 2007 · Amount on Record
Deed Document Number	20202802707
Deed Book / Page	3114 / 1712
Last Transfer Date	Feb 3, 2026
Transfer Doc	0003174261
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1918 SE MONROE ST, STUART, FL 34997-5827
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 SE MONROE ST, STUART, FL 34997-5827

Mortgage

Document Number	0031862987
Date	Jan 5, 2021
Book Page	3186/2987
Instrument	2859641

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender
Address	MAITLAND, FL 32751

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

February 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Feb 28, 2020
Property Address	1918 SE MONROE ST, STUART, FL 34997-5827
Document Number	0031141712
Book / Page	3114 / 1712
Map Reference	MB 3 PG 129
Instrument Date	Feb 28, 2020
Instrument	2802707
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	REALITY TITLE INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,750.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1404 NW SPRUCE RIDGE DR, 1404, STUART, FL 34994-9522

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1918 SE MONROE ST, STUART, FL 34997-5827

Mortgage

Document Number	0031141714
Date	Feb 28, 2020
Instrument	3114/1714

Lender

Name	FIDELITY FUNDING MORTGAGE CORP
Type	Subprime Lender

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2050

Tax Assessment & Valuation

Source: Martin County assessment roll, as of August 27, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$464.00 (+4.27%) Homeowner's exemption Veteran's exemption	$215,121 (+5.99%)	$294,210 (+5.64%) Land $135,000 Building $159,210
2024	$445.00 (+5.7%)
2023	$421.00 (+3.95%) Additional exemption filed	$202,970 (+3%)	$278,500 (+15.09%) Land $130,000 Building $148,500
2022	$405.00 Homeowner's exemption	$197,059	$241,980 Land $115,000 Building $126,980

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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