1868 SE Monroe St, Stuart, FL 34997 Property Records

Martin County property record for 1868 SE Monroe St, Stuart, FL 34997

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,608 sqft · built 2001
Lot Size	0.171 acres (7,449 sqft)
Owner	Individual Name on File
Last Sale	$308,000 (Sep 2025)
Tax Bill	$3,641 (2024)
Deeds & Mortgages	Jul 2023 Mortgage Sep 2025 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`52-38-41-006-006-00020-2`

Property Details

APN / Parcel Number

Primary APN	`52-38-41-006-006-00020-2`
Alternative APN	`42096`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,608 sqft Living Area
Interior Walls	Wallboard/Drywall
Elevator	Elevator

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2006
Exterior Material	Stucco
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,449 sqft (0.171 acres)
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	42096
Street Address	1868 SE MONROE ST
City	STUART
State	FL
Zip	34997-5889
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CORAL GARDENS PLAT 2 LOT 2 BLK 6
Legal Range	41E
Legal Township	38S
Legal Section	52
Legal Subdivision	CORAL GARDENS
Legal Block	6
Legal Lot Number	2
Jurisdiction	MARTIN FL
Township / Civil Division	PORT SALERNO-HOBE SOUND
Census Block Group	3
Census Block	3023
Census Tract	1106

Owner

Source: Martin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1868 SE MONROE ST, STUART, FL 34997-5889
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONSTAR MORTGAGE LLC
Sep 15, 2025	Warranty Deed, Transfer · Conventional Mortgage NEW WAVE LENDING GROUP INC
Jan 6, 2021	Deed of Trust, Mortgage · FHA Mortgage CENLAR FSB
Jul 20, 2018	Warranty Deed, Transfer · FHA Mortgage UNION HOME MORTGAGE CORP
Jan 9, 2018	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 15, 2025 · Amount on Record
Deed Sale	Sep 15, 2025 · Amount on Record
Prior Sale	Jul 20, 2018 · Amount on Record
Deed Document Number	0035211769
Deed Book / Page	3521 / 1769
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1868 SE MONROE ST, STUART, FL 34997-5889
Transaction Type	Mortgage
Record Updated	Apr 23, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 SE MONROE ST, STUART, FL 34997-5889

Mortgage

Document Number	0033880298
Date	Jul 26, 2023
Book Page	3388/298
Instrument	3028052

Lender

Name	NATIONSTAR MORTGAGE LLC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	301 Months
Due	Aug 1, 2048

September 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Sep 15, 2025
Property Address	1868 SE MONROE ST, STUART, FL 34997-5889
Document Number	0035211769
Book / Page	3521 / 1769
Map Reference	MB 3 PG 129
Instrument Date	Sep 8, 2025
Instrument	3147247
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	HOMEPARTNERS TITLE INC, HOMEPARTNERS TITLE SVCS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$2,156.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1573 SW LEXINGTON DR, PORT ST LUCIE, FL 34953-2264

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 SE MONROE ST, STUART, FL 34997-5889

Mortgage

Document Number	0035211771
Date	Sep 15, 2025
Instrument	3521/1771

Lender

Name	NEW WAVE LENDING GROUP INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2055

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARTIN FL
Property Address	1868 SE MONROE ST, STUART, FL 34997-5889
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 SE MONROE ST, STUART, FL 34997-5889

Mortgage

Document Number	0031871365
Date	Jan 6, 2021
Book Page	3187/1365
Instrument	2860077

Lender

Name	CENLAR FSB
Type	Bank
Address	MOUNT ROYAL, NJ 08061

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Aug 1, 2048

July 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARTIN FL
Recording Date	Jul 20, 2018
Property Address	1868 SE MONROE ST, STUART, FL 34997-5889
Document Number	0030051228
Book / Page	03005 / 1228
Map Reference	MB3 PG129
Instrument Date	Jul 7, 2018
Instrument	2706347
Transaction Type	Transfer
Record Updated	Feb 22, 2022
Title Company	ALL FLORIDA TITLE CO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,680.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	347 NW EMILIA WAY, 347, JENSEN BEACH, FL 34957-3507

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1868 SE MONROE ST, STUART, FL 34997-5889

Mortgage

Document Number	0002706348
Date	Jul 20, 2018
Instrument	2706348

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

January 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	MARTIN FL
Recording Date	Jan 9, 2018
Property Address	1868 SE MONROE ST, STUART, FL 34997-5889
Document Number	0029682941
Book / Page	002968 / 002941
Instrument Date	Dec 21, 2017
Instrument	2672827
Transaction Type	Foreclosure
Record Updated	Jan 18, 2018

Transaction

Amount	Amount Recorded
Tax	$1,155.00
Additional	Foreclosure Auction Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	347 NW EMILIA WAY JENSEN BEACH FL 349573507, JENSEN BEACH, FL 34957-3507

Tax Assessment & Valuation

Source: Martin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Martin County
Unified School District	Martin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$242,537 (+2.9%)	$368,090 (+1.31%) Land $135,000 Building $233,090
2024	$3,641.00 (+2.36%) Additional exemption filed	$235,702 (+3%)	$363,320 (+5.11%) Land $135,000 Building $228,320
2023	$3,557.00 (+3.82%) Additional exemption filed	$228,837 (+3%)	$345,670 (+17.57%) Land $130,000 Building $215,670
2022	$3,426.00 Homeowner's exemption	$222,172	$294,020 Land $115,000 Building $179,020

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AH, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 62 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	62 in force
Nearby Flood Claims	1 (2017)
Most Recent Claim	Sep 2017 · Hurricane Irma

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MARTIN CO UTILITIES serves 104,105 people · EPA ID FL4431891
Water Source	Groundwater
Last State Inspection	May 2025
Lead	4 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	17 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 298 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile USA.

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