Oakland County property record for 1918 Bowers St, Birmingham, MI 48009
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 930 sqft · built 1949 |
| Lot Size | 0.143 acres (6,229 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $205,900 (Dec 2006) |
| Tax Bill | $3,152 (2025) |
| Deeds & Mortgages | Jan 2021 Mortgage Sep 2018 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-20-31-176-008 |
| Primary APN | 08-20-31-176-008 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 930 sqft Living Area |
| 1st Floor Area | 744 sqft |
| Basement Area | 744 sqft |
| Unfinished Basement | 744 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 6,229 sqft (0.143 acres) |
| Lot Dimensions | 145 ft deep x 43 ft wide |
| Garage Area | 452 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 36 sqft |
| Cooling System | None |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 1918 BOWERS ST |
|---|---|
| City | BIRMINGHAM |
| State | MI |
| Zip | 48009-6887 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RI |
| Legal Description | T2N, R11E, SEC 31 BIRMINGHAM GARDENS E 12 FT OF LOT 261 & W 31 FT OF LOT 262 |
| Legal Range | 11E |
| Legal Township | 02N |
| Legal Section | 31 |
| Legal Subdivision | BIRMINGHAM |
| Legal Lot Number | 261-262 |
| Jurisdiction | OAKLAND MI |
| Township / Civil Division | BIRMINGHAM |
| Census Block Group | 1 |
| Census Block | 1010 |
| Census Tract | 152900 |
Source: Oakland County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1918 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 5, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROSS MORTGAGE CORP |
| Sep 6, 2018 | Deed of Trust, Mortgage · Line of Credit ROSS MORTGAGE CORP |
| Dec 3, 2019 | Deed of Trust, Mortgage · FHA Mortgage ROSS MORTGAGE CORP |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2006 · Amount on Record |
| Deed Sale | Dec 27, 2006 · Amount on Record |
| Prior Sale | Oct 12, 2001 · Amount on Record |
| Deed Document Number | 2006309044 |
| Deed Book / Page | 38555 / 484 |
| Last Transfer Date | Jan 4, 2013 |
| Transfer Doc | 0000029897 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1918 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 8, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 1918 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Document Number | 0000002692 |
|---|---|
| Date | Jan 5, 2021 |
| Book Page | 55444/315 |
| Instrument | 2692 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1918 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000146403 |
|---|---|
| Date | Sep 6, 2018 |
| Book Page | 52154/00001 |
| Instrument | 146403 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 1, 2048 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OAKLAND MI |
| Property Address | 1918 BOWERS ST, BIRMINGHAM, MI 48009-6887 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000202103 |
|---|---|
| Date | Dec 3, 2019 |
| Book Page | 53569/00338 |
| Instrument | 202103 |
| Name | ROSS MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | TROY, MI 48084 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2049 |
Source: Oakland County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| Municipality | Birmingham City |
| County | Oakland County |
| Unified School District | Birmingham City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,152.00 (-9.79%) Homeowner's exemption | $176,090 (+21.32%) | $352,180 (+21.32%) |
| 2024 | $3,494.00 (+9.29%) | ||
| 2023 | $145,140 | $290,280 | |
| 2021 | $3,197.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1998) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Mar 1998 · ground movement |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIRMINGHAM serves 20,472 people · EPA ID MI0000730 |
|---|---|
| Water Source | Purchased surface water from SOUTHEASTERN OAKLAND CO W AUTH |
| Last State Inspection | Jan 2025 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Jul 2023 |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| WOW Internet, Cable & Phone Cable | 1,200 / 50 |
| Verizon Fixed Wireless | 1,000 / 75 |
| T-Mobile Fixed Wireless | 100 / 20 |
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