1902 Bowers St, Birmingham, MI 48009 Property Records

Oakland County property record for 1902 Bowers St, Birmingham, MI 48009

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 1,120 sqft · built 1949
Lot Size0.143 acres (6,229 sqft)
OwnerCompany Name on Record
Last Sale$288,000 (Aug 2020)
Tax Bill$6,183 (2025)
Deeds & MortgagesJun 2026 Mortgage
Sep 2020 Line of Credit
+ 1 more
Flood ZoneZone X (minimal risk)
APN08-20-31-176-007

Property Details

APN / Parcel Number

Primary APN08-20-31-176-007

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures8 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area1,120 sqft Living Area
1st Floor Area747 sqft
Basement Area747 sqft
Unfinished Basement747 sqft
Game RoomGame Room

Exterior

Year BuiltBuilt 1949
Effective Year BuiltEffective 1949
Architectural StyleColonial
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area6,229 sqft (0.143 acres)
Lot Dimensions145 ft deep x 43 ft wide
Garage Area320 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area35 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal

Location & Zoning

Street Address1902 BOWERS ST
CityBIRMINGHAM
StateMI
Zip48009-6887
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRI
Legal DescriptionT2N, R11E, SEC 31 BIRMINGHAM GARDENS E 15 FT OF LOT 260 & W 28 FT OF LOT 261
Legal Range11E
Legal Township02N
Legal Section31
Legal SubdivisionBIRMINGHAM
Legal Lot Number260-261
JurisdictionOAKLAND MI
Township / Civil DivisionBIRMINGHAM
Census Block Group1
Census Block1010
Census Tract152900

Owner

Source: Oakland County records, as of June 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address33424 DEQUINDRE RD, A, STERLING HEIGHTS, MI 48310-5878
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jun 10, 2026Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Sep 28, 2020Deed of Trust, Mortgage · Line of Credit
MBANK
Aug 12, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 12, 2020 · Amount on Record
Deed SaleAug 12, 2020 · Amount on Record
Deed Document Number2020158851
Deed Book / Page54639 / 118
Prior Transfer DateApr 14, 2015
Prior Transfer Doc0000085947
Record UpdatedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Recording DateJun 10, 2026
Property Address1902 BOWERS ST, BIRMINGHAM, MI 48009-6887
Document Number0000082650
Book / Page61279 / 605
Instrument DateJun 3, 2026
Instrument202682650
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLimited Liability Partnership, 266
Address33424 DEQUINDRE RD, STERLING HEIGHTS, MI 48310-5878

Mortgage

Document Number0000082650,
DateJun 10, 2026
Book Page61279/605
Instrument202682650
Lender
NameUNITED WHOLESALE MORTGAGE
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 1, 2056
Interest
Rate TypeAdjustable Rate
Rate6.37%
Initial TypeAdjustable Rate
AdjustableAdjustable Rate Rider
Max Rate-1%

September 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOAKLAND MI
Property Address1902 BOWERS ST, BIRMINGHAM, MI 48009-6887
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address33424 DEQUINDRE RD A, A, STERLING HEIGHTS, MI 48310-5878

Mortgage

Document Number0000196857
DateSep 28, 2020
Book Page54894/252
Instrument196857
Lender
NameMBANK
TypeBank
AddressMANISTIQUE, MI 49854
Agreement
TypeLine of Credit
AmountAmount Recorded

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOAKLAND MI
Recording DateAug 12, 2020
Property Address1902 BOWERS ST, BIRMINGHAM, MI 48009-6887
Document Number0000158851
Book / Page054639 / 000118
Instrument DateJul 24, 2020
Instrument158851
Transaction TypeTransfer
Record UpdatedSep 10, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$2,477.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address33424 DEQUINDRE RD STERLING HEIGHTS MI 483105878, STERLING HEIGHTS, MI 48310-5878

Tax Assessment & Valuation

Source: Oakland County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateMichigan
MunicipalityBirmingham City
CountyOakland County
Unified School DistrictBirmingham City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,183.00 (-19.42%)$167,020 (+14.87%)$334,040 (+14.87%)
2024$7,673.00 (+9.54%)
2023$145,400$290,800
2021$7,005.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (1998)
Claims Outside the SFHA1 of 1
Most Recent ClaimMar 1998 · ground movement

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemBIRMINGHAM
serves 20,472 people · EPA ID MI0000730
Water SourcePurchased surface water from SOUTHEASTERN OAKLAND CO W AUTH
Last State InspectionJan 2025
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureCorrosion control
Jul 2023
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 481 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless, DSL in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
WOW Internet, Cable & Phone
Cable
1,200 / 50
Verizon
Fixed Wireless
1,000 / 75
T-Mobile
Fixed Wireless
100 / 20

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