19174 Racheals Loop, Athens, AL 35611 Property Records

Limestone County property record for 19174 Racheals Loop, Athens, AL 35611

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,600 sqft · built 2019
Lot Size	0.6 acres (26,136 sqft)
Owner	Individual Name on Record
Last Sale	$170,665 (Jun 2019)
Tax Bill	$651 (2023)
Deeds & Mortgages	Apr 2023 Sale Jun 2019 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`1003052005017000`

Property Details

APN / Parcel Number

Primary APN	`1003052005017000`
Alternative APNs	`11002859` `23139`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,600 sqft Living Area
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	26,136 sqft (0.6 acres)
Lot Dimensions	164 ft deep x 66.4 ft wide
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	146 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	11002859
Street Address	19174 RACHEALS LOOP
City	ATHENS
State	AL
Zip	35611-4877
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:2 CITY/MUNI/TWP:ATHENS SUBD:ELLENWOOD SEC/TWN/RNG/MER:SEC 00 TWN 03S RNG 04W
Legal Subdivision	ELLENWOOD
Jurisdiction	LIMESTONE AL
Township / Civil Division	ATHENS
Census Block Group	1
Census Block	1034
Census Tract	20600

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	19174 RACHEALS LOOP, ATHENS, AL 35611-4877
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer
Jun 19, 2019	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage NORTH ALABAMA EDUCATORS CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 19, 2019 · Amount on Record
Deed Sale	Jun 19, 2019 · Amount on Record
Prior Sale	Jun 19, 2019 · Amount on Record
Deed Document Number	2019/36672
Deed Book / Page	2019 / 36672
Last Transfer Date	Apr 12, 2023
Transfer Doc	2023/23364
Record Updated	Jun 8, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Apr 12, 2023
Property Address	19174 RACHEALS LOOP, ATHENS, AL 35611-4877
Document Number	2023/23364
Book / Page	2023 / 23364
Map Reference	MB H PG 83
Instrument Date	Apr 11, 2023
Transaction Type	Transfer
Record Updated	May 3, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated

Transferred From (Grantor/Seller)

Name	Verified Name
Address	19174 RACHEALS LOOP, ATHENS, AL 35611-4877

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	19174 RACHEALS LOOP, ATHENS, AL 35611-4877

June 2019: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	LIMESTONE AL
Recording Date	Jun 19, 2019
Property Address	19174 RACHEALS LOOP, ATHENS, AL 35611-4877
Document Number	2019/36672
Book / Page	2019 / 36672
Instrument Date	Jun 18, 2019
Transaction Type	Subdivision Related Transfer
Record Updated	May 30, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10450 JIM RUSSELL LN, ATHENS, AL 35611-6981

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1000 HEREFORD DR, ATHENS, AL 35611-3644

Mortgage

Document Number	2019/36677
Date	Jun 19, 2019
Book Page	2019/36677

Lender

Name	NORTH ALABAMA EDUCATORS CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2039

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Alabama
Municipality	Athens City
County	Limestone County
Unified School District	Athens City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	Homeowner's exemption Senior Citizen's exemption	$22,960 (+3.99%)	$229,600 (+4.08%) Land $29,000 Building $200,600
2024		$22,080 (+9.09%)	$220,600 (+8.99%) Land $27,500 Building $193,100
2023	$651.00 Homeowner's exemption Senior Citizen's exemption	$20,240 (+5.97%)	$202,400 (+6.02%) Land $25,000 Building $177,400
2022	Homeowner's exemption Senior Citizen's exemption	$19,100	$190,900 Land $27,000 Building $163,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	8 in force
Nearby Flood Claims	4 (1989–2003)
Most Recent Claim	May 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 98.4% of Alabama
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ATHENS UTILITIES serves 43,431 people · EPA ID AL0000824
Water Source	Surface water
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	Chlorine dioxide resolved · Dec 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WOW Internet, Cable & Phone Cable	1,200 / 50
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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