19149 Racheals Loop, Athens, AL 35611 Property Records

Limestone County property record for 19149 Racheals Loop, Athens, AL 35611

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,305 sqft · built 2019
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on Record
Last Sale$138,021 (Sep 2019)
Tax Bill$682 (2025)
Deeds & MortgagesJan 2022 Mortgage
Sep 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN1003052005038000

Property Details

APN / Parcel Number

Primary APN1003052005038000
Alternative APNs
  • 11002880
  • 2704

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,305 sqft Living Area
FlooringHardwood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2019
Exterior MaterialBrick
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions140 ft deep x 75 ft wide
Garage TypeAttached
Garage Area420 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area233 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number11002880
Street Address19149 RACHEALS LOOP
CityATHENS
StateAL
Zip35611-4882
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDIST:2 CITY/MUNI/TWP:ATHENS SUBD:ELLENWOOD SEC/TWN/RNG/MER:SEC 00 TWN 03S RNG 04W
Legal SubdivisionELLENWOOD
JurisdictionLIMESTONE AL
Township / Civil DivisionATHENS
Census Block Group1
Census Block1035
Census Tract20600

Owner

Source: Limestone County records, as of February 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address19149 RACHEALS LOOP, ATHENS, AL 35611-4882
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · Conventional Mortgage
PNC BANK
Sep 6, 2019Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
SYNOVUS MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleSep 6, 2019 · Amount on Record
Deed SaleSep 6, 2019 · Amount on Record
Deed Document Number0201958355
Deed Book / Page2019 / 58355
Record UpdatedJun 8, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLIMESTONE AL
Property Address19149 RACHEALS LOOP, ATHENS, AL 35611-4882
Transaction TypeMortgage
Record UpdatedMay 30, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number02022/4332
DateJan 14, 2022
Book Page2022/4332
Lender
NamePNC BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term480 Months
DueDec 4, 2061
Interest
Rate TypeFixed Rate

September 2019: Warranty Deed, Subdivision Related Transfer

Document TypeWarranty Deed
JurisdictionLIMESTONE AL
Recording DateSep 6, 2019
Property Address19149 RACHEALS LOOP, ATHENS, AL 35611-4882
Document Number2019/58355
Book / Page2019 / 58355
Instrument DateAug 23, 2019
Transaction TypeSubdivision Related Transfer
Record UpdatedMay 30, 2023

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyVerified / From Affidavit
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address10450 JIM RUSSELL LN, ATHENS, AL 35611-6981

Transferred To (Grantee/Buyer)

NameVerified Name
Address19149 RACHEALS LOOP, ATHENS, AL 35611-4882

Mortgage

Document Number2019/58357
DateSep 6, 2019
Book Page2019/58357
Lender
NameSYNOVUS MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 1, 2034
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Limestone County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
MunicipalityAthens City
CountyLimestone County
Unified School DistrictAthens City School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$682.00 (+4.12%) Homeowner's exemption Senior Citizen's exemption$21,180 (+4.03%)$211,700 (+4.08%) Land $29,000 Building $182,700
2024$655.00 (+9.53%) Homeowner's exemption Senior Citizen's exemption$20,360 (+9.11%)$203,400 (+9%) Land $27,500 Building $175,900
2023$598.00 (+6.22%) Homeowner's exemption Senior Citizen's exemption$18,660 (+5.78%)$186,600 (+5.84%) Land $25,000 Building $161,600
2022$563.00 Homeowner's exemption Senior Citizen's exemption$17,640$176,300 Land $27,000 Building $149,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 29, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies8 in force
Nearby Flood Claims4 (1989–2003)
Most Recent ClaimMay 2003 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 98.7% of Alabama
Wildfire LikelihoodUnder 0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemATHENS UTILITIES
serves 43,431 people · EPA ID AL0000824
Water SourceSurface water
Last State InspectionMar 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityChlorine dioxide
resolved · Dec 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 209 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

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