1916 Russell St, Covington, KY 41014 Property Records

Kenton County property record for 1916 Russell St, Covington, KY 41014

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,759 sqft
Lot Size	0.06 acres (2,625 sqft)
Owner	Individual Name on Record
Last Sale	$95,000 (Jul 2023)
Tax Bill	$1,258 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`055-14-06-043.00`

Property Details

APN / Parcel Number

Primary APN	`055-14-06-043.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,759 sqft Finished Area
Gross Area	1,829 sqft

Exterior

Exterior Material	Aluminum/Vinyl
Foundation Type	Stone
Lot Area	2,625 sqft (0.06 acres)
Lot Dimensions	105 ft deep x 25 ft wide

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	1916 RUSSELL ST
City	COVINGTON
State	KY
Zip	41014-1132
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	HOWARD S 1/2 LOT 42 25'X 105' ES RUSSELL
Legal Subdivision	HOWARD & CO
Legal Lot Number	42
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3003
Census Tract	65000

Owner

Source: Kenton County records, as of October 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1916 RUSSELL ST, COVINGTON, KY 41014-1132
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit LEXINGTON-FAYETTE URBAN COUNTY GOV
Jul 3, 2023	Warranty Deed, Transfer · FHA Mortgage THRIVE MORTGAGE LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 3, 2023 · Amount on Record
Deed Sale	Jul 3, 2023 · Amount on Record
Prior Sale	Mar 16, 2006 · Amount on Record
Deed Document Number	2023194
Deed Book / Page	234 / 34
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KENTON KY
Property Address	1916 RUSSELL ST, COVINGTON, KY 41014-1132
Transaction Type	Mortgage
Record Updated	Aug 10, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 RUSSELL ST, COVINGTON, KY 41014-1132

Mortgage

Document Number	0005900196
Date	Jul 3, 2023
Book Page	KCM 473/545
Instrument	23070305900196

Lender

Name	LEXINGTON-FAYETTE URBAN COUNTY GOV
Type	Government Agency
Address	FRANKFORT, KY 40601

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Jul 1, 2033

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Jul 3, 2023
Property Address	1916 RUSSELL ST, COVINGTON, KY 41014-1132
Document Number	0005900194
Book / Page	KC 234 / 34
Map Reference	PL 104
Instrument Date	Jun 30, 2023
Instrument	23070305900194
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	W495 CEDAR VALLEY RD, STODDARD, WI 54658-8902

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1916 RUSSELL ST, COVINGTON, KY 41014-1132

Mortgage

Document Number	0005900195
Date	Jul 3, 2023
Book Page	KCM 473/529
Instrument	23070305900195

Lender

Name	THRIVE MORTGAGE LLC
Type	Mortgage Company
Address	GEORGETOWN, TX 78633

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2053

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$95,000 (-) Land $10,000 Building $85,000	$95,000 (-) Land $10,000 Building $85,000
2025	$1,258.00 (-21.08%)	$95,000 (-20.63%) Land $5,000 Building $90,000	$95,000 (-20.63%) Land $5,000 Building $90,000
2023	$1,594.00 (+0.82%)	$119,700 (-) Land $5,000 Building $114,700	$119,700 (-) Land $5,000 Building $114,700
2022	$1,581.00	$119,700 Land $5,000 Building $114,700	$119,700 Land $5,000 Building $114,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 956 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000

May also be available: AT&T, T-Mobile, Verizon.

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